Panacea Practice Solutions
Lending and banking services for your practice needs — designed by doctors, for doctors.
Panacea Practice Solutions
Lending and banking services for your practice needs — designed by doctors, for doctors.
Start, Build & Grow Your Practice
The Panacea Practice Solutions team is here to help you accelerate your practice through specialized credit structures, competitive pricing, and experienced advice as you start, build, and grow your practice.
We understand the busy schedule of a doctor, because we are doctors. That is why we have developed a fully digital application designed to streamline the application process and are committed to providing expedited credit decisions that you won’t experience at traditional banks.
Start, Build & Grow Your Practice
The Panacea Practice Solutions team is here to help you accelerate your practice through specialized credit structures, competitive pricing, and experienced advice as you start, build, and grow your practice.
We understand the busy the schedule of a doctor, because we are doctors. That is why we have developed a fully digital application designed to streamline the application process and are committed to providing expedited credit decisions that you won’t experience at traditional banks.
Deposit Services
- Business Checking & Savings Accounts
- Online / Mobile Banking
- Remote Deposit Capture
- ACH / Wire Transfers
- Merchant Card Services
- Fraud Protection Package
Deposit Services
- Business Checking & Savings Accounts
- Online / Mobile Banking
- Remote Deposit Capture
- ACH / Wire Transfers
- Merchant Card Services
- Fraud Protection Package
Loan Products For Physicians, Dentists, and Veterinarians
Loan Products For Physicians, Dentists, and Veterinarians
Partnership
- Partner buy-outs
- Associate buy-in
- Financing available up to $3,000,000
- 100% financing
- Unsecured loan options
- 5, 7 & 10 year terms available
Acquisition
- Financing available up to $3,000,000
- 100% financing plus working capital
- 5, 7 & 10 year terms available
- Graduated repayment terms
Expansion / Relocation
- Financing available up to $5,000,000
- 100% financing available
- 5, 7 and 10 year terms available
Refinance / Consolidation
- Consolidate all of your loans into one easy payment
- Financing available up to $3,000,000
- 5, 7 & 10-year terms available
Commercial Real Estate Financing
Ready to purchase your own building for your practice! Buying a building has many moving parts, let our experts get you a pre-approval letter for the sellers broker and approve you quickly when the offer is accepted. Or refinance your current Real Estate note to improve your cash flow.
Owner Occupied Commercial Real Estate
- Financing available up to $5,000,000
- Maximum 85% LTV
- Up to 10-yr terms, 25 year amortization
- Ability to finance the downpayment with our practice equity loan
Investor Commercial Real Estate
- Financing available up to $5,000,000
- Maximum 80% LTV
- Industry competitive rates
- Up to 10-yr terms, 20 year amortization
Equipment
- Financing available up to $2,000,000
- 100% financing available
- Up to 10-yr terms
Line of Credit
- Financing available up to $500,000
- Competitive floating interest rates
- Evergreen revolving line
Working Capital
Need a quick cash injection to help your business grow, take a look at our working capital loan options.
-
Equity from your practice to assist with CRE down payments or appraisal short-falls
- (Up to 25% loan to value, 10-yr terms) - Consultant loans
- Marketing loans
- Bulk supply / inventory orders
General requirements
- Guarantor(s) / Principal(s) minimum 700 credit score
- Practice must be in existence for 1+ years or equivalent experience
- Principals must have active medical license in good standing
- Principals must not have adverse credit event*
General requirements
- Guarantor(s) / Principal(s) minimum 700 credit score
- Practice must be in existence for 1+ years or equivalent experience
- Principals must have active medical license in good standing
- Principals must not have adverse credit event*
