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Practice Financing
for ADA Members

Panacea helps ADA members save with a 0.25% interest rate discount and $0 origination fees1 on Panacea Practice Loans.

You could save over $15,000 over the life of your loan!2

Practice Financing
for ADA Members

Panacea helps ADA members save with a 0.25% interest rate discount and $0 origination fees1 on Panacea Practice Loans.

You could save over $15,000 over the life of your loan!2

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About Us

Today’s financial companies are in the way. We’re going to change that.

Born out of the shared pain and experiences of our founders. Panacea Financial was created by doctors, for doctors. We’re dedicated to making financing simpler to understand and easier to access.

Practice Loans & Deposits

Lending and banking services for your practice needs.

The Panacea Practice Solutions team is here to help you accelerate your practice through specialized credit structures, competitive pricing, and experienced advice as you start, build, and grow your practice.

Association members receive an interest rate discount and have no origination fees.

  • Partner Buy-In
  • Refinance/Consolidation
  • Acquisition
  • Expansion/Relocation
  • Equipment
  • Commercial Real Estate Financing

Partner Buy-In

Refinance/Consolidation

Acquisition

Expansion/Relocation

Equipment

Commercial Real Estate
Financing

Speak With A Dental Practice Finance Specialist

Dental Practice Loan Products

Dental Practice Loan Products

Business debit card Panacea 5

Partner Buy-In

Ready to become a partner and equity owner in your practice, but don’t have the cash to buy-in? We can help. Same day approvals for up to $400,000! Need more than that? We can still help.

Acquisition

Acquiring an established practice can help provide the scale and growth you need to accelerate your business goals with the existing patient base, location, equipment, and staff. We can help facilitate your acquisition plans.

Expansion / Relocation

Have you outgrown your current location, need to remodel or upgrade your existing facility or ready to expand your practice with a satellite location? We will help you take your practice to the next stage!

Startup Financing

Looking to start your own practice? Learn how our Startup loan is designed to fit your unique needs and finance 100% of the cost, plus working capital!

Refinance / Consolidation

Improve your practice’s cash flow by taking advantage of the current low interest rates by refinancing or consolidating your existing debt.

Working Capital

If you need a quick cash injection to help your business grow, take a look at our working capital loan options.

New Equipment Loan

Up to $250,000 in financing with approval in as little as 1 hour! Low rates with up to 10 year terms.

Line Of Credit

Help bridge the gap of operating expenses, inventory purchases, or capital needs with a line of credit tailored to your needs.

Commercial Real Estate Financing

Ready to purchase your own building for your practice? Buying a building has many moving parts, let our experts get you a pre-approval letter for the sellers broker and approve you quickly when the offer is accepted. Or refinance your current Real Estate loan to improve your cash flow.

Ready to become a partner and equity owner in your practice, but don’t have the cash to buy-in? We can help.
Same day approvals for up to $400,000! Need more than that? We can still help.

Acquiring an established practice can help provide the scale and growth you need to accelerate your business goals with the existing patient base, location, equipment, and staff. We can help facilitate your acquisition plans.

Have you outgrown your current location, need to remodel or upgrade your existing facility or ready to expand your practice with a satellite location? We will help you take your practice to the next stage!

Looking to start your own practice? Learn how our Startup loan is designed to fit your unique needs and finance 100% of the cost, plus working capital!

Improve your practice’s cash flow by taking advantage of the current low interest rates by refinancing or consolidating your existing debt.

If you need a quick cash injection to help your business grow, take a look at our working capital loan options.

Up to $250,000 in financing with approval in as little as 1 hour! Low rates with up to 10 year terms.

Help bridge the gap of operating expenses, inventory purchases, or capital needs with a line of credit tailored to your needs.

Ready to purchase your own building for your practice? Buying a building has many moving parts, let our experts get you a pre-approval letter for the sellers broker and approve you quickly when the offer is accepted. Or refinance your current Real Estate loan to improve your cash flow.

Business debit card Panacea 5

Partner Buy-In

Ready to become a partner and equity owner in your practice, but don’t have the cash to buy-in? We can help. Same day approvals for up to $400,000! Need more than that? We can still help.

Acquisition

Acquiring an established practice can help provide the scale and growth you need to accelerate your business goals with the existing patient base, location, equipment, and staff. We can help facilitate your acquisition plans.

Expansion / Relocation

Have you outgrown your current location, need to remodel or upgrade your existing facility or ready to expand your practice with a satellite location? We will help you take your practice to the next stage!

Startup Financing

Looking to start your own practice? Learn how our Startup loan is designed to fit your unique needs and finance 100% of the cost, plus working capital!

Refinance / Consolidation

Improve your practice’s cash flow by taking advantage of the current low interest rates by refinancing or consolidating your existing debt.

Working Capital

If you need a quick cash injection to help your business grow, take a look at our working capital loan options.

New Equipment Loan

Up to $250,000 in financing with approval in as little as 1 hour! Low rates with up to 10 year terms.

Line Of Credit

Help bridge the gap of operating expenses, inventory purchases, or capital needs with a line of credit tailored to your needs.

Commercial Real Estate Financing

Ready to purchase your own building for your practice? Buying a building has many moving parts, let our experts get you a pre-approval letter for the sellers broker and approve you quickly when the offer is accepted. Or refinance your current Real Estate loan to improve your cash flow.

Ready to become a partner and equity owner in your practice, but don’t have the cash to buy-in? We can help.
Same day approvals for up to $400,000! Need more than that? We can still help.

Acquiring an established practice can help provide the scale and growth you need to accelerate your business goals with the existing patient base, location, equipment, and staff. We can help facilitate your acquisition plans.

Have you outgrown your current location, need to remodel or upgrade your existing facility or ready to expand your practice with a satellite location? We will help you take your practice to the next stage!

Looking to start your own practice? Learn how our Startup loan is designed to fit your unique needs and finance 100% of the cost, plus working capital!

Improve your practice’s cash flow by taking advantage of the current low interest rates by refinancing or consolidating your existing debt.

If you need a quick cash injection to help your business grow, take a look at our working capital loan options.

Up to $250,000 in financing with approval in as little as 1 hour! Low rates with up to 10 year terms.

Start Equipment Loan App!

Help bridge the gap of operating expenses, inventory purchases, or capital needs with a line of credit tailored to your needs.

Ready to purchase your own building for your practice? Buying a building has many moving parts, let our experts get you a pre-approval letter for the sellers broker and approve you quickly when the offer is accepted. Or refinance your current Real Estate loan to improve your cash flow.

Articles & Resources

Explore our collection of advice and tools to help dentists better position themselves for dental practice ownership.

FAQs

What is Panacea Practice Solutions?

Panacea Practice Solutions is Panacea Financial’s division that helps doctors with any commercial lending need. It is lead by industry experts with decades of experience lending to doctors for anything from real estate for your practice to buying-in as a partner.

How is Panacea Practice Solutions different from other banks?

Simply put, we are easier to work with given our doctor-centric customer service that is both clear and accessible. We are also faster because we have a streamlined digital application and funding process that gets you money quickly.

Will every loan application receive a loan?

We take into consideration many factors with all of our applicants including years of practice, cash flows, and previous credit history. For some, it may not be the right time for a loan but we are happy to discuss and lead you on the best path going forward.

How long will it take for my loan to be funded?

If approved for a loan, time to funding can depend on your need, but with our streamlined process and doctor-centric customer service, we should get you that money in a few weeks.

What is a “practice buy-in” loan and how is yours different?

Some doctors are offered to “buy-in” and become an owner in their practice. Panacea is able to offer a partnership “buy-in” loan that does not require a lien on the existing practice, real estate, or equipment (which existing partners appreciate).

What do I get as an ADA member?

As the practice financing partner of the American Dental Association, Panacea Financial provides a 0.25% interest rate discount and $0 origination fees to ADA members. Click here to start your account application and use promo code ADA2024 to take advantage of these discounts.

Rate Discount Details

Lifetime Benefit Details/Disclosure

Do you want to learn more about Panacea Practice Solutions?

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