Panacea Financial, a division of Primis Bank, deposit products:
FDIC-Insured – Backed by the full faith and credit of the U.S. Government

STUDENT LOAN
Refinance

Finally, refinancing designed for you. No maximums, no cosigner needed, and no charging you a higher rate because of your debt levels.

No hard credit check required.

Physicians

Dentists

Veterinarians

Here’s A Better Financial Solution

Refinancing student loans is a common strategy to pay off debt. It can lower your interest rate, change your repayment terms, or reduce your number of monthly payments. If you aren’t eligible for a forgiveness program, refinancing could help you save over the life of your student loans.

Next steps:

Explore refinancing & gather required documents

Submit your application!

Finalize application with your Primary Care Banker

That’s it!

  • Explore refinancing & gather required documents
  • Submit your application!
  • Finalize application with your Primary Care Banker
  • That’s it!

Real Results

Have questions?

Review our guide for a deeper dive into everything you need to know about your student loan options as a doctor.

Resources

The End of the SAVE Repayment Plan: What You Need to Know About Student Loans in 2026

Since 2019, the landscape for student loan borrowing and repayment has been a moving target. The termination of the federal Saving on a Valuable Education...

A doctor typing on a keyboard

How To Interpret MGMA Data

MGMA data is used by healthcare organizations to benchmark doctor’s compensation. Here’s how to use it to your advantage.
Federal Loan Caps May Reshape the Path to Medicine: What the “Big Beautiful Bill” Means for Future Doctors

Federal Loan Caps May Reshape the Path to Medicine: What the “Big Beautiful Bill” Means for Future Doctors

Recent federal legislation—informally referred to as the “Big Beautiful Bill”—has introduced sweeping changes to higher education financing, including the implementation of federal student loan caps...

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