FDIC-Insured – Backed by the full faith and credit of the U.S. Government
MORTGAGES
Built Just For Doctors
Whether buying your first home, searching for your next, or thinking about refinancing, your mortgage should reflect the realities of your career. Panacea Financial partners with Primis Mortgage Company to bring you doctor mortgages built for the way you live.
You may be eligible for one or more of the following (additional terms and conditions may apply):
You may be eligible for one or more of the following (additional terms and conditions may apply):
Loans Up To
$2 MillionÂ
Up To 100% FinancingÂ
With No PMIÂ
680 Minimum
Credit ScoreÂ
Home Loans For Every Need
Purchase A New Home
Are you a first time homeowner
or purchasing your forever home?
Doctor Mortgage FeaturesÂ
Your mortgage should account for how doctors actually earn and borrow: high earning potential, significant student debt, and a career path that doesn’t fit a standard lending model.Â
Up to 100% financing, no down payment required
Buy a home without needing a large nest egg during training or early in your career. Â
680 minimum credit score
Qualify even if your credit isn’t perfect after years of school and limited income.Â
No private mortgage insurance required
Keep your monthly payment lower while you’re still early in your career.  Â
Certain student loan payments may be excluded from debt-to-income ratio:
Depending on your situation, your student debt may not negatively impact your ability to qualify for a home loan. Â
Loans up to $2 million
Have the flexibility to buy your dream home, even in competitive, high-cost areas.
Residents can close up to 150 days before your program start date
Secure your home early so you can focus on your move and new role.Â
How It Works
Prequalify
Get prequalified in as little as one hour by completing the form below.
Get Approved
Review loan options tailored to your goals and complete your application.Â
Close Your Loan
Complete your to-do list, verify details, and close quickly so you can get settled in your new home.Â
Speak With A Doctor Mortgage Specialist
Still have questions?
Review our Ebook for a deeper dive into everything you need to know about your mortgage options as a doctor.
Resources
Can You Pay a Mortgage with a Credit Card?
As a doctor, you’re no stranger to complex financial decisions—whether you’re in training, early in your career, or well into practice. While managing student loan...
10 Questions To Ask Your Mortgage Lender As A Doctor
Are you considering homeownership? As a doctor, you may face barriers to purchasing a home including high student loan debt and delayed buying due to...
Should I Make Principal-Only Mortgage Payments?
After you’ve gotten that first or second big paycheck as a doctor, you may be wondering if you should make an extra (principal-only) mortgage payment...
FAQs
Disclosure/Fine Print
The information and advertised terms, including interest rates, are from Primis Mortgage Company (www.nmlsconsumeraccess.org NMLS# 1894879; Equal Housing Lender). Mortgage applications can only be submitted in those states that Primis Mortgage is approved to lend. Panacea Financial is not a mortgage lender in any transaction and does not make mortgage loans, mortgage loan commitments or lock-rates related to mortgage loans. All credit decisions for mortgage loans, including loan approval and the conditional rates and terms offered, are the responsibility of Primis Mortgage Company and will vary based upon the loan requested, program guidelines, the borrower’s financial situation, and criteria determined by Primis Mortgage Company. Not all consumers will qualify for the advertised rates and terms. All information provided is subject to verification. Other terms and conditions may apply. Panacea Financial does not guarantee that Primis Mortgage Company will make you a conditional loan offer and nothing herein or on this website is considered a commitment to lend. Panacea Financial is a division of Primis Bank and Primis Mortgage Company is a subsidiary of Primis Bank.
