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MORTGAGES
Built Just For Doctors

We know doctors deserve excellent service. That is why Panacea Financial is proud to partner with Primis Mortgage to help you lock in low rates when you purchase your home or refinance your mortgage.
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Mortgages That Doctors Can Trust

Competitive Rates

Don’t overpay on your mortgage. Get a great rate on your dream home.

Finance On Your Schedule

Get prequalified, view progress, and message a loan officer, all on a mobile app.

Dedicated Mortgage Team

Dedicated mortgage officers are here to help you from start to finish.

Home Loans For Every Need

Purchase A New Home

Are you a first time homeowner or purchasing your forever home?

Explore Your Options

Refinance An Existing Home

Looking for a lower rate on your existing mortgage?

Get Started Today

How It Works

Prequalify

Get prequalified for a home loan in about an hour by starting here.

Get Approved

Learn what loan options match your goals and complete the application.

Close Your Loan

Use your to-do list to verify the details and get to closing fast.

Still have questions?

Review our Ebook for a deeper dive into everything you need to know about your mortgage options as a doctor.

Download Our Ebook

Speak With A Doctor Mortgage Specialist

Resources

Physician Mortgage Loan Vs. Traditional Loan

Physician Mortgage Loan Vs. Traditional Loan

When it comes to purchasing a home, doctors face unique challenges that set them apart from the average homebuyer. Physicians often face significant student loan...

Understanding How Debt-to-Income Ratio Impacts Your Mortgage & How To Improve It

Understanding How Debt-to-Income Ratio Impacts Your Mortgage & How To Improve It

Purchasing a home is one of the most significant financial decisions in a person’s life. When evaluating borrowers looking to secure a mortgage, lenders consider...

Renting vs. Buying A Home For Doctors

Renting vs. Buying A Home For Doctors

Doctors often face a significant decision when it comes to housing: should they rent or buy a home? This dilemma is not exclusive to doctors,...

See More »

FAQs

What is a mortgage?

A mortgage loan (or home loan) is a loan to purchase a home or other real estate—without having all the money upfront.

What is the minimum down payment needed to buy a home?

Depending on your situation, you may be able to put as little as 0% down. Connect with one of our mortgage specialists to learn more about possible options.

How much do I qualify for?

Depending on your situation, you may be able to put as little as 0% down. Connect with one of our mortgage specialists to learn more about possible options.

What are the different types of mortgage loans?

The doctor loan program is a mortgage loan for eligible doctors and has an adjustable interest rate with up to 100% financing.  There are other loan products that have fixed and adjustable interest rates and varying levels of financing.  There are government programs as well, i.e. Fannie Mae, Freddie Mac, FHA, VA and USDA.

Will applying for a mortgage affect my credit?

Whether you are requesting a prequalification or submitting an application, Primis Mortgage will obtain a credit report from one or more of the credit reporting agencies, which may affect your credit.

Who will be the lender on my mortgage?

Primis Mortgage will be the lender on your loan. Panacea Financial is a division of Primis Bank and Primis Mortgage Company is a subsidiary of Primis Bank. We all work together to help you purchase or refinance your home.

Disclosure/Fine Print

The information and advertised terms, including interest rates, are from Primis Mortgage Company (www.nmlsconsumeraccess.org NMLS# 1894879; Equal Housing Lender). Mortgage applications can only be submitted in those states that Primis Mortgage is approved to lend. Panacea Financial is not a mortgage lender in any transaction and does not make mortgage loans, mortgage loan commitments or lock-rates related to mortgage loans. All credit decisions for mortgage loans, including loan approval and the conditional rates and terms offered, are the responsibility of Primis Mortgage Company and will vary based upon the loan requested, the borrower’s financial situation, and criteria determined by Primis Mortgage Company. Not all consumers will qualify for the advertised rates and terms. All information provided is subject to verification. Other terms and conditions may apply. Panacea Financial does not guarantee that Primis Mortgage Company will make you a conditional loan offer and nothing herein or on this website is considered a commitment to lend. Panacea Financial is a division of Primis Bank and Primis Mortgage Company is a subsidiary of Primis Bank.
Equal Housing Lender

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Panacea Financial Holdings partners with Primis Bank, Member FDIC, to deliver banking services through its Panacea Financial Division.

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External Websites: The information and analysis provided through hyperlinks to third-party websites, while believed to be accurate, cannot be guaranteed by Panacea Financial. Links are provided for informational purposes and should not be viewed as an endorsement
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