Banking Built for Doctors, by Doctors.​

We’re a financial services company for doctors, created by doctors. Panacea Financial understands your banking needs because we’ve been through it before.

Banking Built for Doctors, by Doctors.​

We’re a financial services company for doctors, created by doctors. Panacea Financial understands your banking needs because we’ve been through it before.

A Better WayTo Bank

Our doctor co-founders noticed a theme during their training and practice: banks didn’t understand the financial needs of doctors.

So they decided to fix it.

That is why Panacea Financial offers doctors and doctors-in-training service they deserve that is accessible no matter where they are in their careers.

A Better WayTo Bank

Our doctor co-founders noticed a theme during their training and practice: banks didn’t understand the financial needs of doctors.

So they decided to fix it.

That is why Panacea Financial offers doctors and doctors-in-training service they deserve that is accessible no matter where they are in their careers.

Our Mission

At Panacea Financial, we believe it is our mission to make doctor’s lives easier. We have three tenets to this mission:

Our Mission

At Panacea Financial, we believe it is our mission to make doctor’s lives easier. We have three tenets to this mission:

Resident-Icon

Trust Doctors as Borrowers

Being a doctor is the most important thing about your financial maturity, not a credit score or debt amount.

to-defend-your-time

Defend Your Time

All of our processes are focused on protecting your most precious commodity: time. That’s why we’re available around the clock, to be there when you need us, not just 9 to 5.

to-enhance-financial-freedom

Enhance Financial Freedom

By providing a personalized banking experience specifically for physicians, dentists and veterinarians, we can help you overcome the financial stress of training and practice.

Our Team

Tyler Headshot

Tyler Stafford, CFA

Chief Executive Officer and Co-Founder

Meet Tyler →

Michael Jerkins, MD M.Ed.

Michael Jerkins, MD, M.Ed

President and Co-Founder

Meet Michael →

Ned Palmer

Ned Palmer, MD, MPH

Chief Operating Officer and Co-Founder

Meet Ned →

Dr. Jeral Self

Jeral Self, PhD, MPH

Head of Community Engagement

Meet Jeral →

Brandon headshot

Brandon Finazzo

Head of Practice Solutions

Meet Brandon →

Advisory Board

Dr. Vikram Saini

Dr. Vikram Saini

Meet Dr. Vikram →

Dr. Bryauna Lewis

Dr. Bryauna Lewis

Meet Dr. Byauna →

Dr. Patrick Owens

Dr. Patrick Owens

Meet Dr. Patrick →

Dr. Alex Habashy

Dr. Alex Habashy

Meet Dr. Alex →

Dr. Josh Daily

Dr. Josh Daily

Meet Dr. Josh →

Josh Kozberg

Josh Kozberg

Meet Josh →

Dr. Amanda Canto

Dr. Amanda Canto

Meet Dr. Canto →

Our Foundation

Powering the Next Generation of Physicians

We aim to make medicine better by strengthening the underrepresented minority pipeline of physicians. Driven by our commitment to provide financial support, we leverage our large network of physician customers to power the next generation of medicine.

This is not a one-off effort or occasional donation. It’s who we are as a company, and it’s part of our DNA.

Our Foundation

Powering the Next Generation of Physicians

We aim to make medicine better by strengthening the underrepresented minority pipeline of physicians. Driven by our commitment to provide financial support, we leverage our large network of physician customers to power the next generation of medicine.

This is not a one-off effort or occasional donation. It’s who we are as a company, and it’s part of our DNA.

our-commitment

Our Commitment

You deserve to know your money is safe. That’s why our priority is to continually protect your privacy.
We will not compromise or sell your personal information or data.

Primis Bank

A Division of Primis, all Panacea deposits are FDIC insured up to $250,000. Our loans are offered in all 50 states, as well as Washington, D.C.

Primis Bank

A Division of Primis, all Panacea deposits are FDIC insured up to $250,000. Our loans are offered in all 50 states, as well as Washington, D.C.

Tyler Headshot

Tyler Stafford, CFA

Chief Executive Officer and Co-Founder

Meet Tyler

Tyler is the Chief Executive Officer and Co-Founder of Panacea Financial. Previously, Tyler was a Managing Director and Equity Research Analyst at Stephens Inc. where he covered Southeast and West Coast financial institutions for nearly a decade with a focus on regional banks. Prior to joining Stephens, he began his career at Regions Financial Corporation in commercial banking. Additionally, Tyler serves on the Board of Trustees for the Baptist Health Foundation. Tyler graduated from Harding University with a B.B.A. in management and received a masters in finance from the University of Memphis. He is a Chartered Financial Analyst (CFA) charterholder. 

Michael Jerkins, MD M.Ed.

Michael Jerkins, MD, M.Ed

President and Co-Founder

Meet Michael

Michael is the President and Co-founder of Panacea Financial and is also a practicing physician in Cincinnati, OH. After earning his BBA in Economics he deferred his medical school acceptance to teach middle school science in the Phoenix, AZ area while also earning his Masters in Education from Arizona State University. He then completed medical school at the University of Tennessee Health Science Center before finishing his residency at University of Cincinnati Medical Center and Cincinnati Children’s Hospital. With a faculty position and board certifications in both Internal Medicine and Pediatrics, Michael is able to treat patients of all ages and teach medical trainees in both inpatient and outpatient settings.

Ned Palmer

Ned Palmer, MD, MPH

Chief Operating Officer and Co-Founder

Meet Ned

Ned is the Chief Operating Officer and Co-Founder of Panacea Financial, and a practicing physician in Boston. He attended Ross University School of Medicine in Dominica, and then completed residency at the University of Cincinnati Medical Center and Cincinnati Children’s Hospital. After residency, he completed a fellowship in global health, along with a Masters in Public Health at Harvard University. He is now working as a hospitalist at Boston Children’s Hospital and is on faculty at Harvard Medical School.

Dr. Jeral Self

Jeral Self, PhD, MPH

Head of Community Engagement

Meet Jeral

Jeral Self is the Head of Community Engagement at Panacea Financial where she executes the organization’s mission and goal of providing ongoing support, both financially and through mentorship, to under-represented minorities within the physician workforce. Jeral has over nine years of experience in health policy research, with much of it focused on building and using integrated data from multiple public service systems for the purposes of evaluation. Dr. Self has a PhD from Tulane School of Public Health and Tropical Medicine and a Masters in Public Health from Boston University School of Public Health.

Brandon headshot

Brandon Finazzo

Head of Practice Solutions

Meet Brandon

Brandon is the Head of Practice Solutions of Panacea and has worked in the Healthcare Industry since 2008, with over a decade in commercial lending and credit experience. Previously, Brandon was a Regional Healthcare Manager at Wells Fargo Bank Healthcare Industries group, where he successfully managed and grew the California, Arizona and Texas markets.  Additionally, Brandon was the Market Vice President for Citi Practice Finance Group, as well as Assistant Vice President at US Bank.  Brandon has a passion for connecting with students to assist them with the preparation for Practice ownership.

Dr. Vikram Saini

Dr. Vikram Saini

Meet Dr. Saini

Dr. Vikram Saini is a vitreoretinal surgeon in private practice. He graduated with honors from Vanderbilt University before attending the University of Tennessee College of Medicine in Memphis. Dr. Saini performed his ophthalmology residency at the Louisiana State University/Ochsner Clinic Foundation combined program in New Orleans, LA before completing a vitreoretinal surgery fellowship at Retina Specialists of Alabama/University of Alabama at Birmingham. After completing his fellowship in 2016, Dr. Saini joined Retina Specialists of North Alabama.

Dr. Bryauna Lewis

Dr. Bryauna Lewis

Meet Dr. Lewis

Dr. Bryauna Lewis is a General Pediatrician at a Federally Qualified Health Center in Birmingham, AL. She graduated from Vanderbilt University before receiving her medical degree from the University of Tennessee Health Science Center College of Medicine in Memphis. Dr. Lewis completed her Pediatrics residency in addition to serving as Chief Resident at the University of Alabama at Birmingham. She is a native of West Memphis, AR and currently resides in Birmingham, AL where she is a pediatrician at Christ Health Center.

Dr. Patrick Owens

Dr. Patrick Owens

Meet Dr. Owens

Dr. Patrick Owens is an Otolaryngologist in private practice in Birmingham, AL. He was born and raised in Helena, Alabama and received his undergraduate degree from Harding University. Dr. Owens went on to complete his medical degree from the University of Arkansas for Medical Sciences and later continued his training as a resident in Otolaryngology-Head and Neck Surgery at the University of Cincinnati Medical Center and Cincinnati Children’s Hospital. He is currently a Partner at ENT Associates of Alabama, P.C. based out of Birmingham, AL.

Dr. Alex Habashy

Dr. Alex Habashy

Meet Dr. Habashy

Dr. Alex Habashy is an Orthopaedic Surgeon currently in private practice. He graduated with honors from Saint Louis University with a degree in Biology and a Certificate in Business Administration. Prior to attending medical school at the University of Tennessee, he was a research assistant at St. Jude Children’s Research Hospital. Dr. Habashy and his wife (current Gyn-Oncology fellow) both matched to New Orleans where they attended residency at The Ochsner Clinic. After finishing residency in 2019, he joined the Orthopaedic and Sports Medicine Center in Norman, Oklahoma where he practices general orthopedic surgery with a focus on joint replacement.

Dr. Josh Daily

Dr. Josh Daily

Meet Dr. Daily

Dr. Josh Daily is a pediatric cardiologist at Arkansas Children’s Hospital. An Arkansas native, Dr. Daily received his undergraduate degree in physics from the University of Arkansas in Fayetteville, and then attended medical school at the University of Arkansas for Medical Sciences where he graduated with a perfect 4.0 GPA. After medical school, he completed pediatric residency, pediatric cardiology fellowship, and a Master’s in Medical Education at Cincinnati Children’s Hospital. Dr. Daily then returned to Arkansas where he serves as the pediatric cardiology fellowship program director at Arkansas Children’s Hospital. In addition to training cardiology fellows and practicing clinically, Dr. Daily spends much of his time teaching physicians and physicians-in-training about personal finance. He has written multiple academic articles 1234 and given lectures both locally and nationally on financial topics for physicians.

Josh Kozberg

Josh Kozberg

Meet Josh

Josh Kozberg is an Investment Analyst at Citadel Global Equities, where he covers US based financial institutions. Prior to joining Citadel, he was an Investment Analyst at Millennium Management, a New York based Investment Advisor. Before Millennium, Josh spent time at Capital Group as a Research Associate, covering Healthcare Technology, Health Insurance, and US Depositories. Josh graduated from the University of Kansas, where he earned a B.S. in Business Administration, with a finance concentration.

Dr. Amanda Canto

Dr. Amanda Canto

Meet Dr. Canto

Dr. Amanda Canto is a cosmetic and general dentist in Houston, Texas.

Dr. Canto earned her undergraduate degree from Southwestern University in Georgetown TX and her Doctorate in Dental Surgery from the University of Texas Dental Branch Houston.  She completed a private fellowship in Cosmetic Dentistry and has been creating beautiful, healthy smiles since 1989.  In 1997 she opened Cosmetic Dentists of Houston, a comprehensive dental practice with an emphasis on total health and esthetics. Dr. Canto has lectured internationally on cosmetic dentistry and the application of lasers in dentistry. She is passionate about empowering people through education, communication, health and happy smiles.