FDIC-Insured – Backed by the full faith and credit of the U.S. Government
BANKING
built for doctors, by doctors
BANKING
built for doctors, by doctors
Panacea Financial offers the solutions doctors deserve, tailored for every career stage.
Simplify Your Finances
Get up to $50K when you need it most.
Personal loans built for you
Get up to $50K when you need it most.
- Fixed rates
- No cosigner required10
- No prepayment penalties
- Reduced payments while in training4,5,6
Reach your savings goals fast.
Fee-free checking and savings
Reach your savings goals fast.
- Earn 3.80% APY on every dollar
- No minimum balance required
- Unlimited, free ATM use nationwide1,2
Simplify Your Student Loan.
Student loan refinancing
Simplify your Student Loan.
- Lower your monthly payments
- Simplify your loans
- Save thousands over time
One App To Manage It All
One App To
Manage It All
Access all your accounts, make transfers, deposit checks, pay bills, set up alerts, and track spending—anytime, anywhere, all in one place.
Grow Your Career & Practice
Bring your practice plans to life.
Customized practice loans
Bring your practice plans to life.
- Specialized credit structures
- Competitive pricing
- Experienced advice
Simplify your practice’s finances.
Fee-free checking and savings
Simplify your practice’s finances.
- Next-day remote deposits
- Merchant services
- Unlimited domestic wires
- Robust fraud protection1,2
No Surprise Fees.
Ever.
Your focus should be on caring for your patients, not navigating complicated fine print. That’s why our services are designed without hidden fees, unnecessary charges, or surprises.1,2,4
Your focus should be on caring for your patients, not navigating complicated fine print. That’s why our services are designed without hidden fees, unnecessary charges, or surprises.1,2,4
Maximize Your income.
Maximize your income.
- Standard Contract Review
- Compensation Review
- Contract Review + Negotiation on your behalf10
As seen on
About Us
Resources
Tips for Transitioning to Dental Practice Ownership
For many dental associates, the dream of practice ownership represents both professional independence and financial opportunity. Owning a practice allows dentists to make decisions about...
12 Tips for Starting Your Own Dental Practice
Starting a dental practice from scratch can be one of the most challenging and rewarding paths to ownership. With the right planning, financing, and strategy...
Federal Student Loan Updates: Key Changes Impacting Doctors in 2025
Latest update made on October 10, 2025 The federal student loan landscape is undergoing significant transformations in 2025 with changes and proposals that directly affect...