Checking & Savings Accounts
Checking & Savings Accounts
Fast and free, our mobile banking is built by doctors, for doctors at all stages of their career: from school, through training, and into practice.
Fast and free, our mobile banking is built by doctors, for doctors at all stages of their career: from school, through training, and into practice.
Banking Made Easy
Banking Made Easy
Our Panacea Checking Account is designed with you in mind with free ATM use nationwide, no overdraft fees, and a custom debit card.
Our Panacea Savings Account offers an excellent rate well above the national average, to help you protect and grow your cash.
Best of all, our mobile app and online banking provide maximum flexibility and convenience. If you want to speak with us in person, we’re always available 24 hours a day, 7 days a week.
It’s our way of supporting those who dedicate their lives to taking care of others.
Ready? You can open your account online in as little as 8 minutes.
Learn more about our account options
Panacea Checking
Panacea Checking
- FREE ATM Use Nationwide1
- FREE Custom Checks
- FREE Custom Debit Card
- FREE Incoming Wires
- FREE Cashier’s Checks & Stop Payments
- FREE Check Images
- NO Overdraft Fees
Panacea Savings
Panacea Savings
- High-yield savings account
- Access to your money at any time
- 24/7 Concierge Customer Support
- FDIC insured4
FAQs
- Our totally free checking and high-yield savings accounts are available to everyone! We want to share this product with everyone in the healthcare industry.
- With a totally free Panacea checking account you can use any ATM in the country and we'll reimburse you all the fees at the end of your statement cycle. It's totally free!
- Our debit cards are on the VISA Network - accepted by 44 million retailers and in over 200 countries around the world. Take your card everywhere!
- No! The minimum amount to open an account and you will get our best rate on every dollar in your account, at any amount.
- Our application process takes just 8 minutes, and we can have your account open and funded in as little as one business day. Start using your account today!
- All of our accounts come with a free $100 overdraft protection. If you have a savings account with Panacea, you can use this to provide free, expanded overdraft coverage.
Disclosures / Fine Print
- $25 minimum opening deposit. Cannot transfer balances from existing accounts. ATM Refunds of foreign transactions will be refunded within five business days after the statement cycle ends.
- APY = Annual Percentage Yield. The advertised APY is effective 4/18/2022 and subject to change thereafter. No minimum balance required to obtain the APY. The minimum to open a Panacea Savings Account is $25. Fees may reduce earnings. Offer is subject to change without notice and may be withdrawn at any time. Up to six transfers or withdrawals per statement cycle.
- National Average based on FDIC information as of 4/18/2022.
- FDIC Insurance limit is $250,000, per depositor, per ownership category.
Routing number for all Panacea Financial accounts: 051409278
