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PRN Personal Loan For Veterinarians

Compared with high-interest credit cards, a PRN Loan is better debt. Fair and affordable personal loans for veterinarians and trainees starting as low as 8.49%1

PRN Personal Loan For Veterinarians

Fair, affordable personal loans for veterinarians and trainees to use as needed.

We Give Doctors a Better Deal!

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Fixed APR 

8.49%

Average Credit Card Rate

Variable APR

22.21%

Laurel Road

Fixed APR

8.99%

Competitors rates accurate as of 11/9/2022 and represent fixed APRs based on the lowest and highest advertised interest rate ranges.

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Fixed APR With Autopay Discount

8.49%

Average Credit Card

Fixed APR With Autopay Discount

22.21%

Average credit card rate accurate as of 11/9/2022.

fast funding icon
Funds in as little as 24hrs
no cosigner required with panacea
No Cosigner Required
reduce payments
Reduced Payments
fast funding icon
No Hidden Fees
fast funding icon
Funding in as Little as 24 Hours
No cosigner logo
No Cosigner
financial freedom icon
Reduced Payments
No hidden fees icon
No Hidden Fees

What is a PRN Loan for Veterinarians?

A PRN Personal Loan gives you access to money when you need it most. Just as the name suggests, a PRN loan – pro re nata or “as needed” – is designed specifically to give veterinary students and doctors access to money as needed.

Why Would a Veterinarian Take out a PRN Personal Loan?

The cost of residency application, board examination fees, life events, and relocation – how can you expect to pay for everything?

Veterinarians deserve a better option than being forced to use credit cards or ask family or friends for help.

And whether you are a veterinary student or practicing veterinarian you can have a period of reduced payments.

How Can You Get PRN Personal Loan for Veterinarians?

Our digital application can take as little as 8 minutes to complete and you do not need a cosigner. Then you can get funds in as little as 24 hours and it’s your money as needed.

A PRN Personal loan gives you access to money when you need it most. Just as the name suggests, a PRN loan – pro re nata or “as needed” – is designed specifically to give medical students and doctors access to money as needed.

The cost of residency application, board examination fees, life events, and relocation – how can you expect to pay for everything?

Physicians deserve a better option than being forced to use credit cards or ask family or friends for help.

And whether your a medical student or attending you can have a period of reduced payments.

Our digital application can take as little as 8 minutes to complete and you do not need a cosigner. Then you can get funds in as little as 24 hours and it’s your money as needed.

Practicing Veterinarian

Borrow Up to $75,000

Rates as low at 8.49% APR

3-Year PRN Loan
5-Year PRN Loan
7-Year PRN Loan

Veterinary Residents & Graduate Students

Borrow Up to $30,000

Rates as low at 10.00% APR

3-Year PRN Loan
5-Year PRN Loan
7-Year PRN Loan

4th Year Veterinary Students

Borrow Up to $15,000

Rates as low at 10.33% APR

5-Year PRN Loan
7-Year PRN Loan

FAQs

U.S Citizens or Permanent residents who are:

  • Enrolled full time in a U.S-based accredited dental school in their fourth year.
  • Training in a U.S. veterinary residency or graduate school.
  • Working as a practicing veterinarian or veterinary specialist with an active license in good standing.

Yes you can! You can even have multiple PRN Personal loans with Panacea. We set total borrower amounts based on your current status: fourth-year student, in-training, or in practice. You can borrow up to the maximum amount for your status. For students that’s $15,000, for trainees it’s $30,000, and for practicing veterinarians it’s $75,000. 

For any number of reasons! Many use our PRN Personal loan for doctors to refinance toxic credit cards, pay for moving expenses, home renovations, or any unexpected life cost like healthcare bills!  No one should borrow more than they need but doctors should have a healthier option of debt instead of depending on credit cards or borrowing from friends or family.

We don’t require a cosigner for a PRN personal loan for veterinarians because we know you are trustworthy and deserve to be treated like an adult. Traditional banks don’t understand that which is why they can ask for co-signers in order to offer their lowest rates.

The application process takes less than eight minutes online. And if you choose a Panacea Checking account, you can get your funds in as little as 24 hours.

  • As a veterinary student, you don't have to make payments for one full year! Then you'll pay interest-only for up to 3 years.
  • As a veterinary resident or graduate student, you'll only pay the interest on your loan for the first few years, depending on your term.
  • As a practicing veterinarian or veterinary specialist, you'll only have to pay the interest for the first 6 months, then your full payments will start.

Articles and Resources

Explore our collection of advice and tools to help physicians better position themselves for career and financial success.

Here’s to better financial solutions for veterinarians.

Details & Requirements

Example Scenario: Practicing Veterinarian

Example Scenario: Practicing Veterinarian

Example Scenario: Practicing Veterinarian

Details & Requirements

Example Scenario: Veterinary Resident/ Graduate Student

Example Scenario: Veterinary Resident/ Graduate Student

Example Scenario: Veterinary Resident/ Graduate Student

Details & Requirements

Example Scenario: Fourth-Year Veterinary Student

Example Scenario: Fourth-Year Veterinary Student

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