Banking Built for Doctors,
by Doctors

Whether you’re moving for residency, looking for ways to fund your practice, or you simply want personalized serviced from your banking partner –  Panacea Financial was built specifically for you.

Banking Built for Doctors,
by Doctors

Whether you’re moving for residency, looking for ways to fund your practice, or you simply want personalized serviced from your banking partner –  Panacea Financial was built specifically for you.

Panacea checking card - accepted everywhere Visa is!

About Us

Today's financial companies are in the way. We're going to change that.

Born out of the shared pain and experiences of our founders, Panacea Financial was created by doctors, for doctors. We’re dedicated to making financing simpler to understand and easier to access.

Our customers love us! See our Trustpilot.
Dr. G in FloridaResident - Psychiatry
Read More
Panacea makes it easy for Medical students/Residents/Fellows/Attending physicians obtain funding. The loan application process was straight forward and easy to understand. Their fixed interest rates and term structures are innovative and tailored to medical professionals in a way that makes their clients feel like they are truly being taken care of. Highly recommended, from one physician to another!
Dr. W in LouisianaAttending - Family Medicine
Read More
Prompt, professional, no gimmicks, and excellent rates. I was approved and funded in one day. I highly recommend Panacea Financial. Glad I found these guys! Thank you.
Student Doctor T in Florida4th Year Medical Student
Read More
I am a medical student about to graduate. I wanted to pay off some credit card debt. After applying, I received excellent customer service, and can confirm this is a reputable company. Employees were quick to respond and professional. I got my loan quickly at a competitive rate. Overall, I’d highly recommend!
Dr. B in New YorkResident - Internal Medicine
Read More
My personal experience with Panacea is phenomenal! As a financial institution, it is by far the best. I literally mean the best financial institution I have ever dealt with. I have had unexpected expenses and I needed a professional and yet generous lender. The whole process took literally less than 72 hours, very professional, friendly and on spot team.
Dr. H in Rhode IslandAttending - Family Medicine
Read More
As a seasoned physician of 34 years in practice, I have dealt with banks and financing companies since the start of my practice. It was refreshing to deal with Alex K. and the professionalism that he exhibited. The process was smooth, including the signing of my loan documents, and fund distribution. I would urge physicians of all stages to contact Panacea Financial for their financing needs.
Dr. A in FloridaResident - Internal Medicine
Read More
Panacea Financial is unlike any other financial institution I’ve encountered. The online interface is very user friendly and the staff are very responsive and helpful. I truly feel like I’ve joined a family. I would highly recommend their services.
Dr. G in MissouriAttending - Family Medicine
Read More
I paid for most of my living expenses with credit cards while going to school in one of the most expensive cities in the world. The PRN loan is providing me the option to unburden myself of that 20ish% interest and actually have a shot at getting rid of that debt in a reasonable amount of time. Next step - student loans. Excellent company. Easy process. Great communication. I’ll be back.
Dr. H in FloridaResident - Dermatology
Read More
Great experience thus far. We had a complicated financial situation coming out of medical school, worsened by my child's health-related issues, an already financial difficult time was made extraordinary difficult. The PRN loan was able to help us out significantly and they were able to help us out and understand our context of future earning with situation in training.
Dr. B in MassachusettsAttending - Ophthalmology
Read More
I used Panacea to finance ownership in a surgery center. Multiple banks had various ridiculous options for rates or collateral. But Panacea was quick, reliable and fair. I am glad I was referred to them.
Previous
Next

PRN Personal Loans

Fair, affordable Personal loans designed for doctors and trainees to use as needed. 

  • Transparent fixed rates
  • No cosigner
  • Up to $75,000 in as little as 24 hours

PRN Personal Loans

Fair, affordable Personal loans designed for doctors and trainees to use as needed. 

  • Transparent fixed rates
  • No cosigner
  • Funding in as little as 24 hours

Medical Student Loan Refinance

Refinance designed for doctors. Four rates to choose from that do not change with your income or debt level – no bait and switch, no wasted time on a pre-application to find your rate.

  • No loan maximums
  • Transparent fixed rates
  • No cosigner
Panacea mobile banking app - take us everywhere!

Checking & Savings Accounts

Fast and free, our mobile banking is built by doctors, for doctors and doctors in training.

  • 100% Free Checking with unlimited ATM use nationwide
  • Savings account at 0.60% APY – 9x the national average!
  • No monthly fees. No overdraft fees. FDIC Insured.

Checking & Savings Accounts

Panacea mobile banking app - take us everywhere!

Fast and free, our mobile banking is built by doctors, for doctors and doctors in training.

  • 100% Free Checking with unlimited ATM use nationwide
  • Savings account at 0.60% APY – 9x the national average!
  • No monthly fees. No overdraft fees.

Medical Student Loan Refinance

Refinance designed for doctors. Four rates to choose from that doesn’t vary with your income or debt level – no bait and switch, no wasted time on a pre-application to find your rate.

 

Disability & Life Insurance

No insurance-jargon filled sales pitch, no steak dinners – just an experience-based conversation to help you understand what you need, and what you don’t.

  • Specialized pricing for physicians
  • We search the market for your best options
  • Simplified underwriting
Curbsiding a consultant

Disability & Life Insurance

Curbsiding a consultant

No insurance-jargon filled sales pitch, no steak dinners – just an experience-based conversation to help you understand what you need, and what you don’t.

  • Specialized pricing for physicians
  • Competitive quotes from top carries
  • Simplified underwriting

On Call Customer Service on Your Schedule

We're available to help 24 hours a day, 7 days a week.

Personalized Service

Primary care banker is a text, call, or email away.

On Call Customer Service on Your Schedule

We're available to help 24 hours a day, 7 days a week.

Personalized Service

Primary care banker is a text, call, or email away.

Pediatrician examining a child

Community Engagement

We are committed to diversifying our physician workforce through scholarships and grants to underrepresented minority medical trainees as well as funding like-minded organizations.

This is part of our mission, this is who we are. We will make medicine better.

Community Engagement

Pediatrician examining a child

We are committed to diversifying our physician workforce through scholarships and grants to underrepresented minority medical trainees as well as funding likeminded organizations.

Articles and Resources

Explore our collection of advice and tools to help physicians better position themselves for career and financial success.

Articles and Resources

Explore our collection of advice and tools to help physicians better position themselves for career and financial success.

The Panacea Network

Panacea Community

Want to know what’s next at Panacea Financial?

Follow us to find out first.

Panacea Community

Want to know what’s next at Panacea Financial?

The Panacea Network

Follow us to find out first.

Explore
Panacea Products