Banking Built For Doctors,
BY DOCTORS
Banking Built
For Doctors,
BY DOCTORS
Whether moving for residency, opening a practice, or refinancing your student loans — Panacea Financial was built for you.
Whether moving for residency, opening a practice, or building your savings — Panacea Financial was built for you.
As seen on
Who We Are
Created by doctors, for doctors, Panacea Financial’s mission is to make doctors’ lives better. We’re dedicated to making financing simpler to understand and easier to access.
PRN Personal Loans
Fair, affordable PRN Personal Loans designed for veterinarians, dentists, and physicians throughout their career: from school, through training, and into practice.
- Transparent, fixed rates
- No cosigner
- Up to $50,000
Student Loan Refinance For Veterinarians, Dentists & Physicians
- Transparent Rates
- No Maximums
- No Cosigners
- In-House Servicing
Transparent
Rates
No
Cosigners
No
Maximums
In-House
Servicing
Transparent
Rates
No
Maximums
Cosigners
In-House
Servicing
Personal Checking & High Yield Savings Accounts
Loans for doctors, checking and savings accounts for everyone. Take advantage of free checking and high-yield savings accounts without the hassle.
- High-yield savings account at 3.80% APY2 – over 9x the national average!3
- 100% free checking with unlimited ATM use nationwide.
- No monthly fees. No overdraft fees. FDIC insured.
Panacea Financial, a division of Primis Bank, deposit products:
FDIC-Insured – Backed by the full faith and credit of the U.S. Government
Personal Checking & High Yield Savings Accounts
Checking and savings accounts for doctors, doctors-in-training, and their immediate family! Take advantage of free checking and high-yield savings accounts without the hassle.
- High-yield savings account at 3.80% APY2 – over 9x the national average!3
- 100% free checking with unlimited ATM use nationwide.
- No monthly fees. No overdraft fees. FDIC insured4.
Panacea Financial, a division of Primis Bank, deposit products:FDIC-Insured – Backed by the full faith and credit of the U.S. Government
Practice Loans & Deposits
Lending and banking services for your practice needs.
The Panacea Practice Solutions team is here to help you accelerate your practice through specialized credit structures, competitive pricing, and experienced advice as you start, build, and grow your practice.
- Partner Buy-In
- Refinance/Consolidation
- Acquisition
- Expansion/Relocation
- Equipment
- Commercial Real Estate Financing
Partner Buy-In
Refinance/Consolidation
Acquisition
Expansion/Relocation
Equipment
Commercial Real
Estate Financing
Insurance For Every Need
Protect yourself, your family, and your practice. Understand what you need as a student, trainee, or practicing doctor; if and how your current group policy can be improved upon; and ensure protection of your most important assets.
- Life insurance
- Disability insurance
- Business insurance
- Malpractice insurance
Insurance For Every Need
Protect yourself, your family, and your practice. Understand what you need as a student, trainee, or practicing doctor; if and how your current group policy can be improved upon; and ensure protection of your most important assets5.
Life Insurance
Disability Insurance
Business Insurance
Malpractice Insurance
Investment and Insurance Products are:
- Not Insured by the FDIC or Any Federal Government Agency
- Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate
- Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested
Investment and Insurance Products are:
- Not Insured by the FDIC or Any Federal Government Agency
- Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate
- Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested
Mortgages For Doctors
Mortgages built just for doctors provided through our partnership with Primis Mortgage6. Purchase your home or refinance an existing mortgage with the excellent service you deserve.
- Competitive rates
- Financing on your schedule
- Dedicated mortgage team
Competitive rates
Financing on your schedule
Dedicated mortgage team
Contract Review​
Looking at a job offer or need to understand how to exit your current role? A Panacea Legal contract attorney can help you review, understand, and negotiate your contract.
- Evaluate an offer
- Avoid red flags hidden in the fine print
- Negotiate with your employer
- Understand your exit options
Contract Review
Looking at a job offer or need to understand how to exit your current role? A Panacea Legal contract attorney can help you review, understand, and negotiate your contract7.
Evaluate an offer
Avoid red flags hidden in the fine print
Negotiate with your employer
Understand your exit options
Community Engagement
We are committed to diversifying our physician workforce through scholarships and grants to underrepresented minority medical trainees as well as funding like-minded organizations.
This is part of our mission, this is who we are. We will make medicine better.
Articles & Resources
Explore our collection of advice and tools to help doctors better position themselves for career and financial success.
Before You Accept: Three Considerations for Your First Academic Attending Role
Transitioning from trainee to attending is a huge milestone, one that marks the culmination of years of dedication and opens the door to a new...
Federal Student Loan Updates: Key Changes Impacting Doctors in 2025
Latest update made on April 14, 2025 The federal student loan landscape is undergoing significant transformations in 2025 with changes and proposals that directly affect...
How Doctors Retire: What Is A 403(b)?
Do you have a retirement plan in place? Most doctors today don’t retire until well into their 60s or later, but retirement planning can start...
Build Your Team
It takes a team of experts to navigate life as a doctor — build yours here.
