Panacea Financial, a division of Primis Bank, deposit products:
FDIC-Insured – Backed by the full faith and credit of the U.S. Government

Dr. Jamine Ifedi, DDS, MBA – Carving Your Own Path in Dentistry – What They Don’t Teach You in Dental School

Brianna McMahon

April 2025

Dentist, practice owner, and podcast host, Dr. Jamine Ifedi, MBA, joins us to share his journey into dentistry and what he’s learned along the way. From taking all the entrance exams (yes, the MCAT and DAT) to choosing dentistry based on test scores, Dr. Ifedi’s path was anything but traditional. After hands-on experience in a variety of specialties, a deep dive into geriatrics as a travel dentist, and early dreams of practice ownership, he eventually opened Empire Dental Group in Charlotte, NC.

How do you step into practice ownership only a year and a half after graduating? How can doctors transform a white coat into a lasting financial legacy? Can you still buy a practice if you have student loans? Dr. Ifedi, a true community pillar, shares his time and knowledge in this episode and in his community to uplift future dental leaders. Tune in to hear how he accomplished it all.

<span data-mce-type="bookmark" style="display: inline-block; width: 0px; overflow: hidden; line-height: 0;" class="mce_SELRES_start"></span><span data-mce-type="bookmark" style="display: inline-block; width: 0px; overflow: hidden; line-height: 0;" class="mce_SELRES_start"></span><span data-mce-type="bookmark" style="display: inline-block; width: 0px; overflow: hidden; line-height: 0;" class="mce_SELRES_start"></span><span data-mce-type="bookmark" style="display: inline-block; width: 0px; overflow: hidden; line-height: 0;" class="mce_SELRES_start"></span><span data-mce-type="bookmark" style="display: inline-block; width: 0px; overflow: hidden; line-height: 0;" class="mce_SELRES_start"></span>

Check it out on Spotify, Apple, Amazon Music, and iHeart.

Have guest or topic suggestions?

Send us an email at [email protected].

Match Day & Residency, Medical

Feeling Disappointed On Match Day? What’s Next? – Match Day 2025

According to the NRMP 2024 Main Residency Match Results and Data, less than half of all Match Day applicants were matched with their first choice...

June 2024

Match Day & Residency

What To Do If I Didn’t Match: SOAP Tips & More

Every year, thousands of medical students apply and interview for residency. In 2024 alone, 50,413 applicants submitted a certified rank order list of their preferred...

May 2024

Match Day & Residency, Medical

What Happens If I Didn’t Match Into A Residency Program?

In 2024, 6.3% of MD seniors and 7.3% of DO seniors were unmatched. If after completing SOAP you are still unmatched, it is important to...

April 2024

Subscribe

Sign up for notifications and stay up to date on the latest resources.

All Articles

Popular

A Dentist’s Guide To Acquiring A Practice

May 2024

Medical Fellowship vs. Residency

Medical Fellowship vs. Residency: Compensation, Stress, Goals & More

January 2024

Compensation Differences Between Primary Care & Specialty Physicians. primary care physician salary

Compensation Differences Between Primary Care & Specialty Physicians

April 2023

Podcasts

On-Demand Recording

Becoming a Dental Practice Owner in 2025

April 22, 2025

On-Demand Recording

New Year, New Goals: Financial Planning for Doctors

February 25, 2025

On-Demand Recording

Employment Contracts for Doctors: Tips, Risks, and Red Flags

November 12, 2024

Webinars

On-Demand Recording

Becoming a Dental Practice Owner in 2025

April 22, 2025

On-Demand Recording

New Year, New Goals: Financial Planning for Doctors

February 25, 2025

On-Demand Recording

Employment Contracts for Doctors: Tips, Risks, and Red Flags

November 12, 2024

Life Stages

Financial Freedom

Financial Topics

Practice Ownership

About The Author

Brianna McMahon

Panacea Financial Holdings partners with Primis Bank, Member FDIC, to deliver banking services through its Panacea Financial Division.

Products

Field

Resources

About

External Websites: The information and analysis provided through hyperlinks to third-party websites, while believed to be accurate, cannot be guaranteed by Panacea Financial. Links are provided for informational purposes and should not be viewed as an endorsement

Fine Print

1. All personal loans have a $100 origination fee. To obtain a new loan with Panacea Financial, you must also have a Panacea checking account; there is no fee to open the account, a minimum deposit of $25 required, and there is no minimum balance. Other fees and charges may apply, see this link for full terms and conditions. The APR on your loan may be higher or lower and your loan offers may not have multiple term lengths available. Actual rate depends on credit score, loan term, and other factors. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan. There is no fee or penalty for repaying a loan early. All APRs assume a 0.50% discount with auto-pay from a Panacea Checking account. We offer a 0.25% discount with auto-pay from a non-Panacea checking account. To check the rates and terms you qualify for, click “Apply Today” and Panacea will conduct a soft credit pull to determine your possible rate and will not affect your credit score. Not all applicants qualify for the lowest rate or maximum loan amount; subject to credit approval. Total borrower maximum varies by stage of career and with credit score: In School maximum is between $1,000 – $10,000; In Training maximum is between $1,000 – $20,000; In Practice maximum is between $1,000 – $50,000. Panacea utilizes the Equifax credit bureau, with a FICO score minimum of 660 to qualify for a personal loan.

2. No payments during the first year. For a 5-year term, you make reduced payments in years 2 and 3 of the interest accrued in the first year, added to the monthly interest. Full amortization years 4 and 5. For a 7-year term, you make reduced payments in years 2 and 3 of the interest accrued in the first year, added to the monthly interest. Full amortization over years 4, 5, 6, and 7.

3. For a 3-year term, you make interest-only payments in years 1 and 2. Full amortization in year 3. For a 5-year term, you make interest-only payments in years 1, 2, and 3. Full amortization in years 4, and 5. For a 7-year term, you make interest-only payments in years 1, 2, 3, and 4. Full amortization in years 5, 6, and 7.

4. Interest-only payments during first 6 months of loan. Full amortization over remainder of loan.

5. Adverse Credit Event: two or more payments more than 30 days late, totaling more than $500, within the prior 6 months; accounts with a total outstanding balance greater than $1,000 that are 90 or more days delinquent as of the date of the credit report, or that have been placed in collection or charged off during the two years preceding the date of the credit report; default determination during the five years preceding the date of the credit report; bankruptcy discharge during the five years preceding the date of the credit report; repossession during the five years preceding the date of the credit report; foreclosure during the five years preceding the date of the credit report; charge-off/write-off of a federal student aid debt during the five years preceding the date of the credit report; wage garnishment during the five years preceding the date of the credit report; tax lien during the five years preceding the date of the credit report; consumer credit counseling within five years preceding the date of the credit report.

6. Panacea Legal Services partners with Panacea Financial Holdings to assist with administrative and consultative services. The delivery of legal services will be the exclusive responsibility of Panacea Legal Services. Panacea Legal Services does not have a relationship with Primis Bank. ATTORNEY ADVERTISING. PRIOR RESULTS DO NOT GUARANTEE A SIMILAR OUTCOME. ANY COMPLAINTS ABOUT THIS ADVERTISEMENT OR THE REPRESENTATION OF ANY LAWYER MAY BE DIRECTED TO THE SUPREME COURT COMMITTEE ON PROFESSIONAL CONDUCT, C/O CLERK, ARKANSAS SUPREME COURT, 625 MARSHALL STREET, LITTLE ROCK, ARKANSAS 72201.

7. PRN Loans have no prepayment penalty or prepayment fee and may be repaid at any time after loan closing. The minimum and maximum term varies by employment status. In-Practice and In-Training PRN Personal Loans have repayment periods of 3, 5, or 7 years. In-School PRN Personal Loans have repayment periods of 5 or 7 years.