fbpx

Podcasts

Jillian Vestal & Dr. Josh Daily – Contract Negotiation Tips

Jillian Vestal & Dr. Josh Daily – Contract Negotiation Tips

Can market and social norms work to your benefit during negotiations? What are common mistakes to avoid? How do you determine your worth as a...

Dr. Angela Fitch - Obstacles to Treating Obesity and How to Fix Them

Dr. Angela Fitch – Obstacles to Treating Obesity and How to Fix Them

Co-founder and Chief Medical Officer at Knownwell, Dr. Angela Fitch discusses the importance of recognizing obesity as a chronic disease, the insurance barriers surrounding access...

Dr. Benjamin Kinnear - Time-Variable Residency Training & The Damage of Toxic Quizzing

Dr. Benjamin Kinnear – Time-Variable Residency Training & The Damage of Toxic Quizzing

Med-Peds hospitalist, residency program director, and PhD candidate Dr. Ben Kinnear discusses how time-variable training impacts learning amongst students and residents and the importance of...

Mark Cuban podcast episode part 2

Mark Cuban (Part 2) – Improving Healthcare, Student Debt, and Much More

Entrepreneur Mark Cuban discusses the vital role risk mitigation plays in rising healthcare costs, the effect medical school costs have on access to quality care...

Mark Cuban

Mark Cuban (Part 1) – Paving The Way Toward Transparency in Healthcare

Entrepreneur Mark Cuban discusses the importance of transparency in health care and how Cost Plus Drugs is disrupting the market by creating accessible medications for...

Dr. Robert Pearl

Dr. Robert Pearl – Is Generative AI The Future of Medicine?

Surgeon, CEO, author, and professor Dr. Robert Pearl, a trailblazer in the medical community, talks about generative AI and the role it could play in...

Dr. Bryan Carmody – The Match, Resident Unions, & Duty Hours – What’s Next?

Pediatric nephrologist Dr. Bryan Carmody joins us as we discuss what the future of medical education and residency selection looks like in addition to the...

Subscribe

Sign up for notifications and stay up to date on the latest resources.

All Articles

Budgeting & Financial Planning (46)
Dental (22)
Employment & Career Growth (35)
Insurance (11)
Match Day & Residency (36)
Medical (43)
Mental Health (3)
Mortgages (9)
Panacea News (2)
Personal Loans (14)
Practice Solutions (27)
Retirement (4)
Security (1)
Student Loans (31)
Veterinary (7)
 

Popular

Podcasts

Webinars

Employment Contracts for Doctors: Tips, Risks, and Red Flags

November 12, 2024

Exploring Trainees’ Experience During Residency and Fellowship

July 16, 2024

Life Stages

Build Wealth
Career Growth
Financial Freedom
Residency
Retirement
School
 

Financial Topics

Credit
Insurance
Mortgage
Personal Loans
Practice Ownership
Student Debt
 

Subscribe to monthly emails to stay up to date on news, resources, and products.

Panacea Financial logo

Panacea Financial Holdings partners with Primis Bank, Member FDIC, to deliver banking services through its Panacea Financial Division.

Trustpilot
Products
Field
Resources
About
External Websites: The information and analysis provided through hyperlinks to third-party websites, while believed to be accurate, cannot be guaranteed by Panacea Financial. Links are provided for informational purposes and should not be viewed as an endorsement
Fine Print

1. All personal loans have a $100 origination fee. To obtain a new loan with Panacea Financial, you must also have a Panacea checking account; there is no fee to open the account, a minimum deposit of $25 required, and there is no minimum balance. Other fees and charges may apply, see this link for full terms and conditions. The APR on your loan may be higher or lower and your loan offers may not have multiple term lengths available. Actual rate depends on credit score, loan term, and other factors. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan. There is no fee or penalty for repaying a loan early. All APRs assume a 0.50% discount with auto-pay from a Panacea Checking account. We offer a 0.25% discount with auto-pay from a non-Panacea checking account.  To check the rates and terms you qualify for, click “Apply Today” and Panacea will conduct a soft credit pull to determine your possible rate and will not affect your credit score. Not all applicants qualify for the lowest rate or maximum loan amount; subject to credit approval.  Total borrower maximum varies by stage of career and with credit score: In School maximum is between $1,000 – $10,000; In Training maximum is between $1,000 – $20,000; In Practice maximum is between $1,000 – $50,000. Panacea utilizes the Equifax credit bureau, with a FICO score minimum of 660 to qualify for a personal loan.

2. No payments during the first year. For a 5-year term, you make reduced payments in years 2 and 3 of the interest accrued in the first year, added to the monthly interest. Full amortization years 4 and 5. For a 7-year term, you make reduced payments in years 2 and 3 of the interest accrued in the first year, added to the monthly interest. Full amortization over years 4, 5, 6, and 7.

3. For a 3-year term, you make interest-only payments in years 1 and 2. Full amortization in year 3. For a 5-year term, you make interest-only payments in years 1, 2, and 3. Full amortization in years 4, and 5. For a 7-year term, you make interest-only payments in years 1, 2, 3, and 4. Full amortization in years 5, 6, and 7.

4. Interest-only payments during first 6 months of loan. Full amortization over remainder of loan.

5. Adverse Credit Event: two or more payments more than 30 days late, totaling more than $500, within the prior 6 months; accounts with a total outstanding balance greater than $1,000 that are 90 or more days delinquent as of the date of the credit report, or that have been placed in collection or charged off during the two years preceding the date of the credit report; default determination during the five years preceding the date of the credit report; bankruptcy discharge during the five years preceding the date of the credit report; repossession during the five years preceding the date of the credit report; foreclosure during the five years preceding the date of the credit report; charge-off/write-off of a federal student aid debt during the five years preceding the date of the credit report; wage garnishment during the five years preceding the date of the credit report; tax lien during the five years preceding the date of the credit report; consumer credit counseling within five years preceding the date of the credit report.

Main Menu
Main Menu
Main Menu

Redirecting to Facebook

You are leaving Panacea Financial, and being directed to a third-party site that is not maintained, owned or operated by Panacea Financial.

Panacea Financial does not control and is not responsible for the site content or the privacy or security practices of third parties.

Please select "Continue" below!

Continue

Redirecting to Twitter

You are leaving Panacea Financial, and being directed to a third-party site that is not maintained, owned or operated by Panacea Financial.

Panacea Financial does not control and is not responsible for the site content or the privacy or security practices of third parties.

Please select "Continue" below!

Continue

Redirecting to LinkedIn

You are leaving Panacea Financial, and being directed to a third-party site that is not maintained, owned or operated by Panacea Financial.

Panacea Financial does not control and is not responsible for the site content or the privacy or security practices of third parties.

Please select "Continue" below!

Continue

Redirecting to Instagram

You are leaving Panacea Financial, and being directed to a third-party site that is not maintained, owned or operated by Panacea Financial.

Panacea Financial does not control and is not responsible for the site content or the privacy or security practices of third parties.

Please select "Continue" below!

Continue

Redirecting to YouTube

You are leaving Panacea Financial, and being directed to a third-party site that is not maintained, owned or operated by Panacea Financial.

Panacea Financial does not control and is not responsible for the site content or the privacy or security practices of third parties.

Please select "Continue" below!

Continue
Main Menu
Main Menu
Main Menu