Podcasts

Mark Cuban (Part 2) – Improving Healthcare, Student Debt, and Much More

Entrepreneur Mark Cuban discusses the vital role risk mitigation plays in rising healthcare costs, the effect medical school costs have on access to quality care...

October 2024

Mark Cuban (Part 1) – Paving The Way Toward Transparency in Healthcare

Entrepreneur Mark Cuban discusses the importance of transparency in health care and how Cost Plus Drugs is disrupting the market by creating accessible medications for...

September 2024

Dr. Robert Pearl – Is Generative AI The Future of Medicine?

Surgeon, CEO, author, and professor Dr. Robert Pearl, a trailblazer in the medical community, talks about generative AI and the role it could play in...

September 2024

Dr. Bryan Carmody – The Match, Resident Unions, & Duty Hours – What’s Next?

Pediatric nephrologist Dr. Bryan Carmody joins us as we discuss what the future of medical education and residency selection looks like in addition to the...

August 2024

Subscribe

Sign up for notifications and stay up to date on the latest resources.

All Articles

Popular

A Dentist’s Guide To Acquiring A Practice

May 2024

Medical Fellowship vs. Residency

Medical Fellowship vs. Residency

Medical Fellowship vs. Residency: Compensation, Stress, Goals & More

January 2024

Compensation Differences Between Primary Care & Specialty Physicians. primary care physician salary

Compensation Differences Between Primary Care & Specialty Physicians. primary care physician salary

Compensation Differences Between Primary Care & Specialty Physicians

April 2023

Podcasts

Mark Cuban podcast episode part 2

Mark Cuban podcast episode part 2

Mark Cuban (Part 2) – Improving Healthcare, Student Debt, and Much More

October 2024

Mark Cuban (Part 1) – Paving The Way Toward Transparency in Healthcare

September 2024

Dr. Robert Pearl

Dr. Robert Pearl

Dr. Robert Pearl – Is Generative AI The Future of Medicine?

September 2024

Dr. Bryan Carmody – The Match, Resident Unions, & Duty Hours – What’s Next?

August 2024

Webinars

Upcoming

Navigating Physician Contracts: Tips, Risks, and Red Flags

November 12, 2024

On-Demand Recording

Preparing To Buy Into a Medical Practice

September 26, 2024

On-Demand Recording

Exploring Trainees’ Experience During Residency and Fellowship

July 16, 2024

Life Stages

Financial Freedom

Financial Topics

Practice Ownership

Panacea Financial Holdings partners with Primis Bank, Member FDIC, to deliver banking services through its Panacea Financial Division.

Products

Field

Resources

About

External Websites: The information and analysis provided through hyperlinks to third-party websites, while believed to be accurate, cannot be guaranteed by Panacea Financial. Links are provided for informational purposes and should not be viewed as an endorsement

Fine Print

1. All personal loans have a $100 origination fee. To obtain a new loan with Panacea Financial, you must also have a Panacea checking account; there is no fee to open the account, a minimum deposit of $25 required, and there is no minimum balance. Other fees and charges may apply, see this link for full terms and conditions. The APR on your loan may be higher or lower and your loan offers may not have multiple term lengths available. Actual rate depends on credit score, loan term, and other factors. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan. There is no fee or penalty for repaying a loan early. All APRs assume a 0.50% discount with auto-pay from a Panacea Checking account. We offer a 0.25% discount with auto-pay from a non-Panacea checking account. To check the rates and terms you qualify for, click “Apply Today” and Panacea will conduct a soft credit pull to determine your possible rate and will not affect your credit score. Not all applicants qualify for the lowest rate or maximum loan amount; subject to credit approval. Total borrower maximum varies by stage of career and with credit score: In School maximum is between $1,000 – $10,000; In Training maximum is between $1,000 – $20,000; In Practice maximum is between $1,000 – $50,000. Panacea utilizes the Equifax credit bureau, with a FICO score minimum of 660 to qualify for a personal loan.

2. No payments during the first year. For a 5-year term, you make reduced payments in years 2 and 3 of the interest accrued in the first year, added to the monthly interest. Full amortization years 4 and 5. For a 7-year term, you make reduced payments in years 2 and 3 of the interest accrued in the first year, added to the monthly interest. Full amortization over years 4, 5, 6, and 7.

3. For a 3-year term, you make interest-only payments in years 1 and 2. Full amortization in year 3. For a 5-year term, you make interest-only payments in years 1, 2, and 3. Full amortization in years 4, and 5. For a 7-year term, you make interest-only payments in years 1, 2, 3, and 4. Full amortization in years 5, 6, and 7.

4. Interest-only payments during first 6 months of loan. Full amortization over remainder of loan.

5. Adverse Credit Event: two or more payments more than 30 days late, totaling more than $500, within the prior 6 months; accounts with a total outstanding balance greater than $1,000 that are 90 or more days delinquent as of the date of the credit report, or that have been placed in collection or charged off during the two years preceding the date of the credit report; default determination during the five years preceding the date of the credit report; bankruptcy discharge during the five years preceding the date of the credit report; repossession during the five years preceding the date of the credit report; foreclosure during the five years preceding the date of the credit report; charge-off/write-off of a federal student aid debt during the five years preceding the date of the credit report; wage garnishment during the five years preceding the date of the credit report; tax lien during the five years preceding the date of the credit report; consumer credit counseling within five years preceding the date of the credit report.