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Welcome SOMA Members!

From Panacea Financial, banking built for doctors, by doctors.

In partnership with the Student Osteopathic Medical Association and Panacea Financial – the bank offering for medical students just like you! 
 
Open Your Account Today
Student Osteopathic Medical Association
Panacea mobile banking app and checking card
In partnership with the Student Osteopathic Medical Association and Panacea Financial – the bank offering for medical students just like you! 
 
Open Your Account Today
Student Osteopathic Medical Association

Welcome SOMA Members!

From Panacea Financial, banking built for doctors, by doctors.

Panacea mobile banking app and checking card

Learn more about Panacea Financial

Trustpilot

4.9 out of 5.0 stars | 400+ reviews

Dr. G Florida
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Panacea makes it easy for Medical students/Residents/Fellows/Attending physicians obtain funding. The loan application process was straight forward and easy to understand. Their fixed interest rates and term structures are innovative and tailored to medical professionals in a way that makes their clients feel like they are truly being taken care of. Highly recommended, from one physician to another!
Dr. WLouisiana
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Prompt, professional, no gimmicks, and excellent rates. I was approved and funded in one day. I highly recommend Panacea Financial. Glad I found these guys! Thank you.
Student Doctor TFlorida
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I am a medical student about to graduate. I wanted to pay off some credit card debt. After applying, I received excellent customer service, and can confirm this is a reputable company. Employees were quick to respond and professional. I got my loan quickly at a competitive rate. Overall, I’d highly recommend!
Dr. B New York
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My personal experience with Panacea is phenomenal! As a financial institution, it is by far the best. I literally mean the best financial institution I have ever dealt with. I have had unexpected expenses and I needed a professional and yet generous lender. The whole process took literally less than 72 hours, very professional, friendly and on spot team.
Dr. HRhode Island
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As a seasoned physician of 34 years in practice, I have dealt with banks and financing companies since the start of my practice. It was refreshing to deal with Alex K. and the professionalism that he exhibited. The process was smooth, including the signing of my loan documents, and fund distribution. I would urge physicians of all stages to contact Panacea Financial for their financing needs.
Dr. A Florida
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Panacea Financial is unlike any other financial institution I’ve encountered. The online interface is very user friendly and the staff are very responsive and helpful. I truly feel like I’ve joined a family. I would highly recommend their services.
Dr. G Missouri
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I paid for most of my living expenses with credit cards while going to school in one of the most expensive cities in the world. The PRN loan is providing me the option to unburden myself of that 20ish% interest and actually have a shot at getting rid of that debt in a reasonable amount of time. Next step - student loans. Excellent company. Easy process. Great communication. I’ll be back.
Dr. HFlorida
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Great experience thus far. We had a complicated financial situation coming out of medical school, worsened by my child's health-related issues, an already financial difficult time was made extraordinary difficult. The PRN loan was able to help us out significantly and they were able to help us out and understand our context of future earning with situation in training.
Dr. BMassachusetts
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I used Panacea to finance ownership in a surgery center. Multiple banks had various ridiculous options for rates or collateral. But Panacea was quick, reliable and fair. I am glad I was referred to them.
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Trustpilot

4.9 out of 5.0 stars | 400+ reviews

Dr. G Florida
Read More
Panacea makes it easy for Medical students/Residents/Fellows/Attending physicians obtain funding. The loan application process was straight forward and easy to understand. Their fixed interest rates and term structures are innovative and tailored to medical professionals in a way that makes their clients feel like they are truly being taken care of. Highly recommended, from one physician to another!
Dr. WLouisiana
Read More
Prompt, professional, no gimmicks, and excellent rates. I was approved and funded in one day. I highly recommend Panacea Financial. Glad I found these guys! Thank you.
Student Doctor TFlorida
Read More
I am a medical student about to graduate. I wanted to pay off some credit card debt. After applying, I received excellent customer service, and can confirm this is a reputable company. Employees were quick to respond and professional. I got my loan quickly at a competitive rate. Overall, I’d highly recommend!
Dr. B New York
Read More
My personal experience with Panacea is phenomenal! As a financial institution, it is by far the best. I literally mean the best financial institution I have ever dealt with. I have had unexpected expenses and I needed a professional and yet generous lender. The whole process took literally less than 72 hours, very professional, friendly and on spot team.
Dr. HRhode Island
Read More
As a seasoned physician of 34 years in practice, I have dealt with banks and financing companies since the start of my practice. It was refreshing to deal with Alex K. and the professionalism that he exhibited. The process was smooth, including the signing of my loan documents, and fund distribution. I would urge physicians of all stages to contact Panacea Financial for their financing needs.
Dr. A Florida
Read More
Panacea Financial is unlike any other financial institution I’ve encountered. The online interface is very user friendly and the staff are very responsive and helpful. I truly feel like I’ve joined a family. I would highly recommend their services.
Dr. G Missouri
Read More
I paid for most of my living expenses with credit cards while going to school in one of the most expensive cities in the world. The PRN loan is providing me the option to unburden myself of that 20ish% interest and actually have a shot at getting rid of that debt in a reasonable amount of time. Next step - student loans. Excellent company. Easy process. Great communication. I’ll be back.
Dr. HFlorida
Read More
Great experience thus far. We had a complicated financial situation coming out of medical school, worsened by my child's health-related issues, an already financial difficult time was made extraordinary difficult. The PRN loan was able to help us out significantly and they were able to help us out and understand our context of future earning with situation in training.
Dr. BMassachusetts
Read More
I used Panacea to finance ownership in a surgery center. Multiple banks had various ridiculous options for rates or collateral. But Panacea was quick, reliable and fair. I am glad I was referred to them.
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Medical Resident

PRN Personal Loan
Student Loan Refinance
Practice Loans
Whatever Else Your Life Needs

Medical student in the clinic

SOMA Members

Medical Students

Panacea Financial and SOMA are offering your own private banker for medical students.

Enter promo code SOMA2023 on the application.

Open An Account Today

SOMA Members

Medical Students

Medical student in the clinic

Panacea Financial and SOMA are offering your own private banker for medical students.

Enter promo code SOMA2023 on the application.

Open An Account Today

Alumni Members

Residents, Fellows & Attendings

Panacea Financial and SOMA are offering your own primary care banker for residents, fellows, and attendings.
 
Enter promo code SOMA2023 on the application.
Open An Account Today
Resident looking up clinical information on his phone

Alumni Members

Residents, Fellows & Attendings

Panacea Financial and SOMA are offering your own private banker for residents, fellows, and attendings.
 
Enter promo code SOMA2023 on the application.
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Articles & Resources

Specialty selected articles, just for SOMA Members.

See All Blog Posts

Articles & Resources

Specialty selected articles, just for SOMA Members.

See All Blog Posts
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About Us

We’re a financial services company for doctors, created by doctors. Panacea Financial understand your banking needs because we’ve been through it before.
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Panacea Team

About Us

Panacea's network of medical providers
We’re a financial services company for doctors, created by doctors. Panacea Financial understand your banking needs because we’ve been through it before.
Check Our Social Media

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Panacea is rated Excellent on Trustpilot
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