FDIC-Insured – Backed by the full faith and credit of the U.S. Government
PDA
Member Benefits
Panacea can help PDA members save thousands. Simply use promo code PDA2024 on your application to qualify for benefits and join the bank built for doctors, by doctors.
PDA Member Benefits
Panacea can help PDA members save thousands.
Simply use promo code PDA2024 on your application to qualify for benefits and join the bank built for doctors, by doctors.
0.125%2
DISCOUNT
On Interest Rate For
Panacea Student
Loan Refinance
0.25%2
DISCOUNT
On Interest Rate
For PRN
Personal Loans
0.25%1
DISCOUNT & $0 ORIGINATION FEES
On Panacea
Practice Loans
As seen on
About Us
Today’s financial companies are in the way. We’re going to change that.
Created by doctors, for doctors, Panacea Financial’s mission is to make doctors’ lives better. We’re dedicated to making financing simpler to understand and easier to access.
PRN Personal Loans
Quick
Funding
No
Cosigner
No Prepayment
Penalties
100%
Digital
Fair and affordable personal loans up to $50,0002 with low, transparent, fixed rates quick to use as needed.
Enter promo code on the application to get a rate discount when you take out a PRN Personal Loan.
- Quick Funding
- No Cosigner
- No Prepayment Penalties
- 100% Digital
Quick
Funding
No Prepayment
Penalties
No
Cosigner
100%
Digital
Practice Loans & Deposits
Lending and banking services for your practice needs.
The Panacea Practice Solutions team is here to help you accelerate your practice through specialized credit structures, competitive pricing, and experienced advice as you start, build, and grow your practice.
Association members receive a discount in loan origination and administration fees.
- Partner Buy-In
- Refinance/Consolidation
- Acquisition
- Expansion/Relocation
- Equipment
- Commercial Real Estate Financing
Partner Buy-In
Refinance/Consolidation
Acquisition
Expansion/Relocation
Equipment
Commercial Real Estate
Financing
Student Loan Refinance For Dentists
Transparent
Rates
No
Maximums
Cosigners
In-House
Servicing
Refinancing designed specifically for the expensive debt accrued during dentists school. Four rates to choose from that do not change — no bait and switch, no wasted time on a pre-application to find your rate.
- Transparent Rates
- No Maximums
- No Cosigners
- In-House Servicing
Transparent
Rates
Cosigners
No
Maximums
In-House
Servicing
Speak With A Dental Practice Finance Specialist
Rate Discount Details
- 1. 0.25% rate discount for Panacea Financial Practice Loans: Terms and conditions apply. Offer good for practice financing customers only and subject to lender approval. To receive the offer, you must meet Panacea Financial underwriting criteria and be an ADA member. Offer good for new customers only. Offer cannot be combined with any other offers, except any discount for making automatic payments. Offer subject to change.
- 2. 0.25% rate discount for PRN personal loan: Terms and conditions apply. Offer good for new student loan refinancing customers only and subject to lender approval. To receive the offer, you must: (1) register and/or apply with promo code PDA2024, (2) complete a loan application with Panacea Financial within 30 days of your application submit date, (3) and meet Panacea Financial underwriting criteria. Once conditions are met and the loan the interest rate shown in the Final Disclosure Statement will include an additional 0.25% rate discount because of your involvement with a Panacea Financial partner company at the time of loan origination. Offer good for new customers only. Cannot be combined with other rate discounts, with the exception of the 0.50% AutoPay rate discount. Panacea Financial reserves the right to change or terminate the Rate Discount Program to unenrolled participants at any time with or without notice.
- Cash back, student loan refinance rate discount incentive and discounted origination costs on commercial loans are offered to PDA members. Offer cannot be combined with any other offers, except any discount for making automatic payments. Offer subject to change.
- 3. Not all applicants qualify for the lowest rate or maximum loan amount; subject to credit approval. Total borrower maximum varies by stage of career and with credit score. To check the rates and terms you qualify for, click “Apply Today” and Panacea will conduct a soft credit pull to determine your possible rate and will not affect your credit score.
