MVMA
Member Benefits

Minnesota Veterinary Medical Association

Panacea can help MVMA members save thousands. Simply use promo code MVMA2024 on your application to qualify for benefits and join the bank built for doctors, by doctors.

MVMA Member Benefits

Panacea can help MVMA members save thousands.

Simply use promo code MVMA2024 on your application to qualify for benefits and join the bank built for doctors, by doctors.

Minnesota Veterinary Medical Association

0.15%
DISCOUNT

On Interest Rate For
Panacea Student
Loan Refinance

0.25%
DISCOUNT

On Interest Rate
For PRN
Personal Loans

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About Us

Today’s financial companies are in the way. We’re going to change that.

Born out of the shared pain and experiences of our founders. Panacea Financial was created by doctors, for doctors. We’re dedicated to making financing simpler to understand and easier to access.

Student Loan Refinance For Veterinarians

Transparent
Rates

No
Maximums

No
Cosigners

In-House
Servicing

Refinancing designed specifically for the expensive debt accrued during veterinary school. Four rates to choose from that do not change — no bait and switch, no wasted time on a pre-application to find your rate.

  • Transparent Rates
  • No Maximums
  • No Cosigners
  • In-House Servicing

Transparent
Rates

No
Cosigners

No
Maximums

In-House
Servicing

PRN Personal Loans

Funding In As
Little As 24 Hours

No
Cosigner

No Prepayment
Penalties

100 percent digital icon

100%
Digital

Fair and affordable personal loans up to $50,000 with low, transparent, fixed rates quick to use as needed.

Enter promo code on the application to get a rate discount when you take out a PRN Personal Loan.

  • Funding In As Little As 24 Hours
  • No Cosigner
  • No Prepayment Penalties
  • 100% Digital

Funding In As
Little As 24 Hours

No Prepayment
Penalties

No
Cosigner

100-digital

100%
Digital

Practice Loans & Deposits

Lending and banking services for your practice needs.

The Panacea Practice Solutions team is here to help you accelerate your practice through specialized credit structures, competitive pricing, and experienced advice as you start, build, and grow your practice.

  • Partner Buy-In
  • Refinance/Consolidation
  • Acquisition
  • Expansion/Relocation
  • Equipment
  • Commercial Real Estate Financing

Partner Buy-In

Refinance/Consolidation

Acquisition

Expansion/Relocation

Equipment

Commercial Real Estate
Financing

Personal Checking & High Yield Savings Accounts

Checking and savings accounts for doctors, doctors-in-training, and their immediate family! Take advantage of free checking and high-yield savings accounts without the hassle.

  • High-yield savings account at 4.50% APY – 10x the national average!1
  • 100% free checking with unlimited ATM use nationwide.
  • No monthly fees. No overdraft fees. FDIC insured.

Rate Discount Details

If you are looking to refinance federally held student loans please be aware of recent legislative changes that have suspended payments and waived interest on such loans until the end of the COVID-19 related payment pause. Please carefully consider these changes before refinancing federally held loans with Panacea Financial as in doing so you will no longer qualify for these changes or other future benefits applicable to federally held loans.

1. All associated discounts applied to Panacea and competitor rates and terms. All Panacea APRs assume a 0.50% discount to auto-pay from a Panacea Checking account. We offer a 0.25% discount to auto-pay from a non-Panacea checking account. 

2. National Average based on FDIC information as of 10/5/2023. APY = Annual Percentage Yield. The advertised APY is effective 10/6/2023 and subject to change thereafter. No minimum balance required to obtain the APY. The minimum to open a Panacea Savings Account is $25. Fees may reduce earnings. Offer is subject to change without notice and may be withdrawn at any time.

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