Welcome MVMA Members!
Panacea can help MVMA members save thousands by:
- Discounted interest rate for Panacea Student Loan Refinance
- Discounted interest rate for PRN Personal Loans
Simply use promo code MVMA2023 on your application to qualify for benefits and join the bank built for doctors, by doctors.
Welcome MVMA Members!
Panacea can help MVMA members save thousands by:
- Discounted interest rate for Panacea Student Loan Refinance
- Discounted interest rate for PRN Personal Loans
Simply use promo code MVMA2023 on your application to qualify for benefits and join the bank built for doctors, by doctors.
Simply use promo code MVMA2023 on your application to qualify for benefits and join the bank built for doctors, by doctors.
Welcome MVMA Members!
Panacea can help MVMA members save thousands by:
- Discounted interest rate for Panacea Student Loan Refinance
- Discounted interest rate for PRN Personal Loans
About Us
Today's financial companies are in the way. We're going to change that.
Born out of the shared pain and experiences of our founders, Panacea Financial was created for doctors, by doctors. We’re dedicated to making financing simpler to understand and easier to access.
Veterinary Student Loan Refinance
Refinance designed for veterinarians. Four rates to choose from that doesn’t vary with your income or debt level – no bait and switch, no wasted time on a pre-application to find your rate.
- No loan maximums
- Transparent, fixed rates
- No cosigner
- Primary Care Banker
Enter promo code MVMA2023 on the application to get a rate discount* of 15bps when you refinance your student loans with Panacea.
Veterinary Student Loan Refinance
Refinance designed for veterinarians. Four rates to choose from that do not change with your income or debt level – no bait and switch, no wasted time on a pre-application to find your rate.
- No loan maximums
- Transparent, fixed rates
- No cosigner
Enter promo code MVMA2023 on the application to get
a rate discount of 0.15%✝ when you refinance your student loans with Panacea.
PRN Personal Loans
Fair and affordable personal loans up to $75,000, with low, fixed rates, funded in as little as 24 hours.
Enter promo code MVMA2023 on the application to get
a rate discount of 0.25%‡ when you take out a PRN Personal Loan.
PRN Personal Loans
Fair and affordable personal loans up to $75,000, with low, fixed rates, funded in as little as 24 hours.
Enter promo code MVMA2023 on the application to get a rate discount of 0.25%* when you take out a PRN Personal Loan.
Practice Loans & Deposits
Lending and banking services for your practice needs.
The Panacea Practice Solutions team is here to help you accelerate your practice through specialized credit structures, competitive pricing, and experienced advice as you start, build, and grow your practice.
Checking & High-Yield Savings Accounts
Loans for doctors, checking and savings accounts for everyone. Take advantage of the free checking and high-yield savings accounts without the hassle.
- High-yield savings account at 4.80% APY – 12x the national average!2
- 100% free checking with unlimited ATM use nationwide
- No monthly fees. No overdraft fees. FDIC insured.
Checking & High-Yield Savings Accounts
Loans for doctors, checking and savings accounts for everyone. Take advantage of free checking and high-yield savings accounts without the hassle.
- High-yield savings account at 4.80% APY 2– Over 12x the national average!3
- 100% free checking with unlimited ATM use nationwide
- No monthly fees. No overdraft fees. FDIC Insured.
Practice Loans & Deposits
Lending and banking services for your practice needs.
The Panacea Practice Solutions team is here to help you accelerate your practice through specialized credit structures, competitive pricing, and experienced advice as you start, build, and grow your practice.
Panacea Practice Solutions
Lending and banking services for your practice needs.
The Panacea Practice Solutions team is here to help you accelerate your practice through specialized credit structures, competitive pricing, and experienced advice as you start, build, and grow your practice.
- Practice/Surgery Center Buy-In
- Acquisition
- Refinance/Consolidation
- Commercial Real Estate Financing
- Expansion/Relocation
- Equipment
- Working Capital
- Line of Credit
Articles & Resources
Selected articles, just for MVMA Members.
- December 10, 2020
- March 9, 2021
Articles & Resources
Selected articles, just for MVMA Members.
- December 10, 2020
- March 9, 2021
Panacea Community
About Us
Panacea Team
About Us
Rate Discount Details
- ✝ - 0.25% rate discount for PRN personal loan and ‡ - 0.15% discount on student loan refinance: Terms and conditions apply. Offer good for new student loan refinancing customers only and subject to lender approval. To receive the offer, you must: (1) register and/or apply with promocode MVMA2023, (2) complete a loan application with Panacea Financial within 30 days of your application submit date, (3) and meet Panacea Financial underwriting criteria. Once conditions are met and the loan the interest rate shown in the Final Disclosure Statement will include an additional 0.25% rate discount because of your involvement with a Panacea Financial partner company at the time of loan origination. Offer good for new customers only. Cannot be combined with other rate discounts, with the exception of the 0.50% AutoPay rate discount. Panacea Financial reserves the right to change or terminate the Rate Discount Program to unenrolled participants at any time with or without notice.
- Cash back, student loan refinance rate discount incentive and discounted origination costs on commercial loans are offered to MVMA members. Offer cannot be combined with any other offers, except any discount for making automatic payments. Offer subject to change.
If you are looking to refinance federally held student loans please be aware of recent legislative changes that have suspended payments and waived interest on such loans until June 30, 2023 due to COVID-19. Please carefully consider these changes before refinancing federally held loans with Panacea Financial as in doing so you will no longer qualify for these changes or other future benefits applicable to federally held loans.
1. All associated discounts applied to Panacea and competitor rates and terms. All Panacea APRs assume a 0.50% discount to auto-pay from a Panacea Checking account. We offer a 0.25% discount to auto-pay from a non-Panacea checking account.
2. National Average based on FDIC information as of 5/5/2022. APY = Annual Percentage Yield. The advertised APY is effective 5/5/2022 and subject to change thereafter. No minimum balance required to obtain the APY. The minimum to open a Panacea Savings Account is $25. Fees may reduce earnings. Offer is subject to change without notice and may be withdrawn at any time.