Welcome AAO-HNS Physicians!

Panacea Financial offers AAO-HNS physicians:
– Cash back on student loan refinance and personal loans
– Life and Disability Insurance with specialized pricing for doctors
– Exclusive rate offerings on our High Yield Savings accounts” to what we are offering at top of page

Simply use promo code “AAOHNS2021” on your application to qualify for benefits and join the bank built for doctors, by doctors.

Welcome AAO-HNS Physicians!

Panacea Financial offers AAO-HNS physicians:
– Cash back on student loan refinance and personal loans
– Life and Disability Insurance with specialized pricing for doctors
– Exclusive rate offerings on our High Yield Savings accounts” to what we are offering at top of page

Simply use promo code “AAOHNS2021” on your application to qualify for benefits and join the bank built for doctors, by doctors.

Simply use promo code “AAOHNS2021” on your application to qualify for benefits and join the bank built for doctors, by doctors.

Welcome AAO-HNS Physicians!

Panacea Financial offers AAO-HNS physicians:
– Cash back on student loan refinance and personal loans
– Life and Disability Insurance with specialized pricing for doctors
Our customers love us! See our Trustpilot.
Dr. K in MichiganResident - Otolaryngology
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Highly recommend Panacea Financial. The application process was very fast and only required a soft credit pull!
Dr. O in AlabamaAttending - Otolaryngology
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This is an amazing concept. I was able to have a savings account opened in a few minutes with a rate that beats Ally. Their 24/7 customer service has been very pleasant and helpful, and I appreciate being able to talk to someone immediately when it’s convenient around my schedule. Would recommend to any physician.
Dr. B in MassachusettsAttending - Ophthalmology
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I used Panacea to finance ownership in a surgery center. Multiple banks had various ridiculous options for rates or collateral. But Panacea was quick, reliable and fair. I am glad I was referred to them.
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About Us

Today's financial companies are in the way. We're going to change that.

Born out of the shared pain and experiences of our founders, Panacea Financial was created by doctors, for doctors. We’re dedicated to making financing simpler to understand and easier to access.

PRN Personal Loan's: Up to $75,000 in as little as 24 hours

PRN Personal Loans

Fair and affordable personal loans up to $75,000  with fixed rates as low as 6.75% APR* funded in as little as 24 hours. Enter Promo code “AAOHNS2021” on the application to get $100 cash back when you take out a PRN Personal Loan.

PRN Personal Loans

Fair and affordable personal loans up to $75,000  with fixed rates as low as 6.75% funded in as little as 24 hours.

“LocumTenens2021” on the application to get $100 cash back when you take out a PRN Personal Loan.
PRN Personal Loan's: Up to $75,000 in as little as 24 hours

PRN Personal Loans

Fair and affordable personal loans up to $75,000  with fixed rates as low as 6.75% APR* funded in as little as 24 hours.
Enter Promo code “AAOHNS2021” on the application to get $100 cash back when you take out a PRN Personal Loan.

Medical Student Loan Refinance

Refinance designed for doctors. Four rates to choose from that do not change with your income or debt level – no bait and switch, no wasted time on a pre-application to find your rate.
  • No loan maximums
  • Transparent fixed rates
  • No cosigner
Enter Promo code “AAOHNS2021” on the application to get $100 cash back when you refinance your student loans with Panacea.

Medical Student Loan Refinance

Refinance designed for doctors. Four rates to choose from that do not change with your income or debt level – no bait and switch, no wasted time on a pre-application to find your rate.
  • No loan maximums
  • Transparent fixed rates
  • No cosigner
Enter Promo code “AAOHNS2021” on the application to get $100 cash back when you refinance your student loans with Panacea.

Medical Student Loan Refinance

Refinance designed for doctors. Four rates to choose from that doesn’t vary with your income or debt level – no bait and switch, no wasted time on a pre-application to find your rate.

Enter Promo code “AAOHNS2021” on the application to get $100 cash back when you refinance your student loans with Panacea.
Panacea mobile banking app - take us everywhere!

Checking & Savings Accounts

Fast and free, our mobile banking is built by doctors, for doctors and doctors in training.

  • 100% Free Checking with unlimited ATM use nationwide
  • Savings account at 0.60% APY* – 10x the national average!
  • No monthly fees. No overdraft fees. FDIC Insured.

Enter Promo code “AAOHNS2021” on the application to get
0.90% APY on your Panacea Savings account for three account statements.

Practice Loans and Deposits

Lending and banking services for your practice needs.

The Panacea Practice Solutions team is here to help you accelerate your practice through specialized credit structures, competitive pricing, and experienced advice as you start, build, and grow your practice.

Practice Loans and Deposits

Lending and banking services for your practice needs.

The Panacea Practice Solutions team is here to help you accelerate your practice through specialized credit structures, competitive pricing, and experienced advice as you start, build, and grow your practice.

Curbsiding a consultant

Disability & Life Insurance

No insurance-jargon filled sales pitch, no steak dinners – just an experience-based conversation to help you understand what you need, and what you don’t.

  • Specialized pricing for physicians
  • We search the market for your best options
  • Simplified underwriting
Curbsiding a consultant

Disability & Life Insurance

No insurance-jargon filled sales pitch, no steak dinners – just an experience-based conversation to help you understand what you need, and what you don’t.

  • Specialized pricing for physicians
  • We search the market for your best options
  • Simplified underwriting
Insurance Products are:
Insurance Products are:

Checking & Savings Accounts

Panacea mobile banking app - take us everywhere!
Fast and free, our mobile banking is built by doctors, for doctors and doctors in training.
  • 100% Free Checking with unlimited ATM use nationwide
  • Savings account at 0.60% APY* – 10x the national average!
  • No monthly fees. No overdraft fees.
Enter Promo code “AAOHNS2021” on the application to get 0.90% APY on your Panacea Savings account for three account statements.

Panacea Practice Solutions

Lending and banking services for your practice needs.

The Panacea Healthcare Solutions team is here to help you accelerate your practice through specialized credit structures, competitive pricing, and experienced advice as you start, build, and grow your practice.

Panacea's network of medical providers

Panacea Community

About Us

We’re a financial services company for doctors, created by doctors. Panacea Financial understand your banking needs because we’ve been through it before.

Panacea Team

About us

Panacea's network of medical providers
We’re a financial services company for doctors, created by doctors. Panacea Financial understand your banking needs because we’ve been through it before.

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Panacea Products