FDIC-Insured – Backed by the full faith and credit of the U.S. Government
Personal Loans For Doctors, By Doctors
Get money based on your profession — not your credit score or income level.
Personal Loans For Doctors, By Doctors
Get money based on your profession — not your credit score or income level.
Need To Pay For A Move?
Is Credit Card Debt Growing?
Have A Big Expense?
FAQs
U.S citizens or permanent residents who are:
- Enrolled full time in a U.S-based accredited medical or podiatry school in their fourth year
- Working in a U.S. medical residency or fellowship
- Working as an attending physician with an active license in good standing
Yes you can. You can even have multiple PRN Personal Loans with Panacea. We set maximum borrower amounts based on your current status: fourth-year student, in residency/fellowship, or attending physician. You can borrow up to the maximum amount for your status. For students that’s $15,000, for residents/fellows, it’s $30,000, and for attendings it’s $75,000.
For any number of reasons! Many use our PRN Personal Loan for doctors to refinance toxic credit cards, pay for moving expenses, home renovations, or any unexpected life cost like healthcare bills! It's PRN - your money, as needed. No one should borrow more than they need but doctors should have a healthier option of debt instead of depending on credit cards or borrowing from friends or family.
We don’t require a cosigner for a PRN physician personal loan because we know you are trustworthy and deserve to be treated like an adult. Traditional banks don’t understand that which is why they can ask for cosigners in order to offer their lowest rates.
The application process takes less than eight minutes online.
As a medical or podiatry student, you don't have to make payments for one full year! Then you'll pay interest only while in residency.
As a resident or fellow, you'll only pay the interest on your loan for the first few years, depending on your term.
As an attending, you'll only have to pay the interest for the first 6 months, then your full payments will start.
FAQs
U.S citizens or permanent residents who are:
- Enrolled full time in a U.S-based accredited medical or podiatry school in their fourth year
- Working in a U.S. medical residency or fellowship
- Working as an attending physician with an active license in good standing
Yes you can. You can even have multiple PRN Personal Loans with Panacea. We set maximum borrower amounts based on your current status: fourth-year student, in residency/fellowship, or attending physician. You can borrow up to the maximum amount for your status. For students that’s $15,000, for residents/fellows, it’s $30,000, and for attendings it’s $75,000.
For any number of reasons! Many use our PRN Personal Loan for doctors to refinance toxic credit cards, pay for moving expenses, home renovations, or any unexpected life cost like healthcare bills! It's PRN - your money, as needed. No one should borrow more than they need but doctors should have a healthier option of debt instead of depending on credit cards or borrowing from friends or family.
We don’t require a cosigner for a PRN physician personal loan because we know you are trustworthy and deserve to be treated like an adult. Traditional banks don’t understand that which is why they can ask for cosigners in order to offer their lowest rates.
The application process takes less than eight minutes online.
As a medical or podiatry student, you don't have to make payments for one full year! Then you'll pay interest only while in residency.
As a resident or fellow, you'll only pay the interest on your loan for the first few years, depending on your term.
As an attending, you'll only have to pay the interest for the first 6 months, then your full payments will start.
