FDIC-Insured – Backed by the full faith and credit of the U.S. Government
Banking Built For
VETERINARIANS
Whether you’re moving for residency, looking for ways to fund your practice, or you simply want personalized service from your banking partner — Panacea Financial was built specifically for you.
Whether you’re getting into practice ownership, moving for residency, or building your savings — Panacea Financial is designed for veterinarians at all stages.
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About Us
Today’s financial companies are in the way. We’re going to change that.
Born out of the shared pain and experiences of our founders. Panacea Financial was created by doctors, for doctors. We’re dedicated to making financing simpler to understand and easier to access.
PRN Personal Loans For Veterinarians & Veterinary Students
Fair, affordable PRN Personal Loans designed for veterinarians and veterinarians-in-training to use as needed.
- Fixed rates as low as 8.49% APR1
- No cosigner required10
- Up to $50,0001
Veterinary Student Loan Refinance
Refinance designed for veterinarians. Four rates to choose from that do not change with your income or debt level — no bait and switch, no wasted time on a pre-application to find your rate.
- Transparent Rates
- No Maximums
- No Cosigners
- In-House Servicing
Transparent
Rates
Cosigners
No
Maximums
In-House
Servicing
Transparent
Rates
No
Maximums
Cosigners
In-House
Servicing
Personal Checking & High Yield Savings Accounts
Loans for doctors, checking and savings accounts for everyone. Take advantage of free checking and high-yield savings accounts without the hassle.
- High-yield savings account at 3.80% APY2 – over 9x the national average!3
- Earn $200 cash back with qualifying direct deposits9
- 100% free checking with unlimited ATM use nationwide.
- No monthly fees. No overdraft fees. FDIC insured7.
Personal Checking & High Yield Savings Accounts
Loans for doctors, checking and savings accounts for everyone. Take advantage of free checking and high-yield savings accounts without the hassle.
- High-yield savings account at 3.80% APY2 – over 9x the national average!3
- Earn $200 cash back with qualifying direct deposits9
- 100% free checking with unlimited ATM use nationwide.
- No monthly fees. No overdraft fees. FDIC insured7.
Practice Loans & Deposits
Lending and banking7 services for your practice needs.
The Panacea Practice Solutions team is here to help you accelerate your practice through specialized credit structures, competitive pricing, and experienced advice as you start, build, and grow your practice.
- Partner Buy-In
- Refinance/Consolidation
- Acquisition
- Expansion/Relocation
- Equipment
- Commercial Real Estate Financing
Partner Buy-In
Refinance/Consolidation
Acquisition
Expansion/Relocation
Equipment
Commercial Real
Estate Financing
Community Engagement
We are committed to diversifying our physician workforce through scholarships and grants to underrepresented minority medical trainees as well as funding like-minded organizations.
This is part of our mission, this is who we are. We will make medicine better.
Articles & Resources
How Long Is Veterinary School? A Doctor’s Guide to the Road Ahead
Thinking about becoming a veterinarian? You’re not alone—and you’re probably wondering how long it’ll take to get there. Whether you’re just starting to explore the...
From Employee to Owner – Dr. Moeser’s Journey
When Dr. Adam Moeser, DVM, DACVIM, completed his school and training; he wasn’t planning to become a veterinary practice owner. In fact, the idea of...
How To Qualify For A Veterinary Practice Loan
About 42% of veterinarians are practice owners, according to the American Veterinary Medical Association. If you are considering joining this group or already are one...
Build Your Team
It takes a team of experts to navigate life as a doctor — build yours here.