Learn more about PRN
personal loans for:

M4 Medical Students
Residents & Fellows
Attendings
Michael Jerkins

“Doctor’s need money wherever they are in their career. As a resident I felt this acutely as I needed funds to cover unexpected life costs and was forced to use credit cards or find a co-signer.

We deserve better, and that is why the PRN Personal Loan was created: to give medical students, residents, and attendings money, as needed.”

Michael Jerkins, MD, M.Ed.
Co-founder and President

fast funding icon
Funding in as little as 24 Hours
No Cosigner
100% Digital
No Hidden Fees
fast funding icon
Funding in as Little as 24 Hours
No Cosigner
100% Digital
No Hidden Fees
Wherever you are in your career, you need money. That’s true whether you need a personal loan to interview, relocate for your next position, or start your own practice.

Whatever you need, Panacea Financial helps you get loans fast. It’s your money, as needed.

We know our borrowers extremely well, and more importantly, we know you’re more than a credit score. Furthermore, we trust you – your loans will not need a cosigner, ever.
The result?

Once we’ve received your complete application and approved the loan, we can distribute funds in as little as 24 hours.

4th Year Medical Students

Borrow Up to $15,000
5-Year PRN Loan

7.30% fixed APR

7-Year PRN Loan

8.04% fixed APR

Residents & Fellows

Borrow Up to $30,000
3-Year PRN Loan

6.75% fixed APR

5-Year PRN Loan

7.50% fixed APR

7-Year PRN Loan

8.25% fixed APR

Attendings

Borrow Up to $75,000
3-Year PRN Loan

6.75% fixed APR

5-Year PRN Loan

7.50% fixed APR

7-Year PRN Loan

8.25% fixed APR

Here’s to better financial solutions for MDs & DOs

Details & Requirements (completed digitally)

Example Scenario: Fourth-Year Medical Student

Example Scenario: Fourth-Year Medical Student

Details & Requirements (completed digitally)

Example Scenario: Resident / Fellow

Example Scenario: Resident / Fellow

Example Scenario: Resident / Fellow

Details & Requirements (completed digitally)

Example Scenario: Attending

Example Scenario: Attending

Example Scenario: Attending