PRN Personal Loans

Fair, affordable personal loans for doctors and trainees to use as needed. Fixed rates that vary with term – as low as 6.75% APR.1

Learn more about PRN
personal loans for:

M4 Medical Students
Residents & Fellows
Attendings
fast funding icon
Funding in as little as 24 Hours
No Cosigner
100% Digital
No Hidden Fees
fast funding icon
Funding in as Little as 24 Hours
No Cosigner
100% Digital
No Hidden Fees
Wherever you are in your career, you need money. That’s true whether you need a personal loan to interview, relocate for your next position, or start your own practice.
Whatever you need, Panacea Financial helps you get loans fast.
We know our borrowers extremely well, and more importantly, we know you’re more than a credit score. Furthermore, we trust you – your loans will not need a cosigner, ever.
The result?

Once we’ve received your complete application and approved the loan, we can distribute funds in as little as 24 hours.

4th Year Medical Students

Borrow Up to $15,000
5-Year PRN Loan

7.50% fixed APR1

7-Year PRN Loan
8.25% fixed APR1

Residents & Fellows

Borrow Up to $30,000
3-Year PRN Loan

6.75% fixed APR

5-Year PRN Loan

7.50% fixed APR1

7-Year PRN Loan
8.25% fixed APR1

Attendings

Borrow Up to $75,000
3-Year PRN Loan

6.75% fixed APR

5-Year PRN Loan

7.50% fixed APR1

7-Year PRN Loan
8.25% fixed APR1

Here’s to better financial solutions for MDs & DOs

Product Details

To be transparent about the maximum monthly payments a borrower could make, the below scenarios assume the borrower takes the maximum amount available ($15,000), and receives no auto-pay discounts.

*Interest only payments may vary depending on the number of days in the month of loan origination

Requirements (completed digitally)

Example Scenario: Fourth-Year Medical Student

Product Details

To be transparent about the maximum monthly payments a borrower could make, the below scenarios assume the borrower takes the maximum amount available ($30,000), and receives no auto-pay discounts.

*Interest only payments may vary depending on the number of days in the month of loan origination

Requirements (completed digitally)

Example Scenario: Resident / Fellow

Product Details

To be transparent about the maximum monthly payments a borrower could make, the below scenarios assume the borrower takes the maximum amount available ($75,000), and receives no auto-pay discounts.

*Interest only payments may vary depending on the number of days in the month of loan origination

Requirements (completed digitally)

Example Scenario: Attending