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Panacea Financial, a division of Primis Bank, deposit products:
FDIC-Insured – Backed by the full faith and credit of the U.S. Government

REAL
Results

Aubryana Payne, DMD

As a new dental professional, my experience with using Panacea Legal for contract review was beyond exceptional. Prior to reviewing the contract I had several questions and concerns simply because I was not familiar with this part of the process. After meeting with Panacea Legal, I not only understood the contract at a level that I wouldn’t have otherwise but I felt well prepared to negotiate the terms of the contract.

Adam T. Archie, MD

Adam T. Archie, MD

I had an excellent experience working with Panacea Legal for my physician contract review. They were thorough, knowledgeable, and provided clear explanations for every detail of the agreement. Their expertise in physician contracts ensured that all potential risks were addressed, and they advocated effectively to secure fair terms. I truly appreciated their prompt communication and personalized attention throughout the process. Thanks to Panacea Legal, I felt confident signing my contract.

Zachary Gallo, MD

“I’m a transitional year resident and needed extra money to help finance everything that goes into having to relocate, step3, all the fees we encounter in the process of becoming doctors. A senior resident while I was working in the ICU told me about Panacea, and highly recommended it. I can confirm now Panacea is the best option out there for doctors, and the process was very simple and the staff there was very nice and good with communication. Other financial institutions, including very popular ones I bank with, all wanted interest rates double what Panacea offered—and without the personal touch of staff being there step by step, either by email or by phone (your preference). This is what banking should feel like, and no matter what stage you are in your career as a physician, if you’re needing some financial assistance, I’d recommend choosing Panacea.”

Dr. Sydney Schacht

Sydney Schacht, DO

“Panacea Legal provided a clear, thorough review of my contract line by line. For someone like me, without a legal background, the contract felt overwhelming, and the legal jargon was difficult to follow. I really appreciated their comprehensive approach—even if some parts of the contract were boilerplate or unchangeable. Panacea Legal’s attention to detail made a huge difference, and the process was informative without taking too much time. I’ll definitely reach out to Panacea Legal for future contract negotiations.”

Shaemion McBride

“Panacea was great to work with! They always followed up in a timely manner, provided detailed information to ensure everything was understood, and made the process easy and seamless.”

Michael Seelig, DMD, MS

“My wife and I had the pleasure of working with Panacea to finance the practice we’ve always dreamed of. As a pediatric dentist and an orthodontist, we envisioned running a dual-specialty practice together. However, other lenders in the space presented challenges due to the size of the facility needed to accommodate both specialties. Panacea understood the unique requirements of our non-traditional setup and made the entire process smooth from start to finish. Now, three months into owning our dream practice, we couldn’t be happier. The Panacea team was responsive, professional, and easy to work with throughout. We highly recommend Panacea for anyone pursuing their practice goals.”

Max Finch, DO

“Panacea and their team made financing a breeze. They were easy and quick to work with, which greatly reduced the stress of moving and furnishing for residency. I definitely recommend them.”

Lensa Toka

“This award means that I can further impact community-specific projects that I’m working on that help better equip health systems with the resources needed to provide more culturally competent and comprehensive care to patients.”

Kai Hatch, DMD

“It has been a pleasure to work with Panacea. From the beginning they have been extremely helpful. As residents, we are in a unique financial situation. After speaking with several different banks, nobody was able to meet the needs of my family of 7 except for Panacea. In speaking with other banks, I was never even able to speak with a real person about my situation. With Panacea, I was able to speak with real people who cared, and guided me through the entire process. I highly recommend them!”

Dr. Judy Yip

Judy Yip, DDS

“Panacea Legal was incredibly comprehensive, walking me through the contract line by line and translating everything into layman’s terms. I especially loved the summary they provided of all the red flags and points to renegotiate. It was also great knowing I could reach out with any follow-up questions. Their support made the entire process so much easier!”

Jerel David, MD

“This will be instrumental in allowing me to attend conferences, meet people, and work towards my ultimate goal which is bridging the gap between racial disparities in clinical trials and increasing the representation in minorities.”

Jenifer A. Akinduro, MD, MS

“I plan on using this award to continue on my journey to becoming a globally minded physician advocate for birthing people not just here in the United States but also in Western Africa.”

Gina Esparza, MD

“Panacea offers many excellent features including a straightforward and simple application process, quick processing times, frequent updates, and clear information on potential loan amounts based on credit scores. Their team genuinely strives to meet your needs without pushing additional products.”

Eric Sosa, MD-Ph.D Candidate

“With your support I’ll be able to purchase exam materials and address the financial barriers associated with the residency interviewing process.”

Darren Knight, MD

“As I embarked on the first few years of my independent private practice, I sought a bank that would truly listen to my unique financial situation and thoroughly understand my business plan. I was fortunate to find Panacea Financial, who went above and beyond to grasp my practice’s financial requirements and helped me secure the funding needed for my next phase of growth. They guided me through every step with competence and care, demonstrating a deep understanding of the needs of a developing medical practice. I highly recommend starting with them for all your financial needs as you launch your medical practice.”

Cynthia Anunobi, MD

“After 14 years of school and training, I was finally finishing up and found myself in a financial bind. Completing my program in June, I planned a brief break before starting my first attending job in September. Despite working some moonlighting shifts and saving up, unexpected expenses like COBRA insurance and relocation fees arose. A friend recommended Panacea, so I applied. The service was excellent, and my banker was incredibly attentive, knowledgeable, and helpful. The entire process was seamless and stress-free, with funds deposited in less than 48 hours. Panacea significantly improved my situation, relieving my stress and allowing me to enjoy my two-month break between training and work. I’ve since opened accounts with Panacea due to the exceptional support they provide. Thank you, Panacea.”

Cliff Ganus, MD

“Even as a seasoned physician I like to have someone review new contracts or amendments with me for clarity and comfort. Panacea Legal made the process fast, clear, and easy. They raised questions that I had not noticed, and was available to help with follow up. I was happy to have someone who focuses specifically on healthcare contracts and doesn’t get lost in the jargon. Panacea Legal had a firm grasp on non-negotiables, and helped me focus my time on items that were important to me. Ultimately, this lead to an easy and successful negotiation which has promoted my fundamental goal of a healthy work-life balance.”  

Ahmad Elhaija

“I applied to the Panacea grant, for the development of a unique psychoeducation and skill-based curriculum that will target socioeconomically disadvantaged high school students of color.”

Maye Mohamed, MD

Right from the beginning, Panacea made everything a breeze. Together we developed a plan that aligned with my life and budget. They walked me through each step of the refinancing process with patience and clarity. Even after the deal was done, they continued to touch base over the years. There are no fines or hidden fees, just a straightforward approach.

Juan Manuel Martinez Diaz Granados

Panacea provided an exceptional experience for incoming residents. While other companies rejected me for lacking “evidence of income,” Panacea took a holistic approach to my application. Unlike other financial institutions supposedly for medical professionals, they truly grasp our unique circumstances and are flexible in their approach. With Panacea, the process was seamless, and I felt understood and supported every step of the way.

Zuleyka Sanchez

Panacea Financial has provided invaluable assistance with residency loans. Their consistent support and reliability throughout the entire process, and even after, have been remarkable. I am grateful to Panacea for assisting me in this crucial and financially challenging stage in my career.

How did we deliver for you?

Leave us a note about your experience or feedback of how we can do better?

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