MEDICAL SCHOOL
Loan Refinance
The Panacea Difference
Transparent
Rates
No
Maximums
No
Cosigners
In-House
Servicing
24/7 Concierge
Desk
Primary Care
Banker
The “Other Guys” (SoFi, Laurel Road, Commonbond)
Must Apply
For Rates
Hidden
Maximums
Cosigners
Required
Outsourced
Servicing
Limited
Banker Hours
No Personal
Service
Medical School Loan Refinance Features
Loan Term Options
Know Your Rate Now
Forget “finding your rate” – with Panacea you know exactly what your rate is before you apply.
No Maximums & No Cosigner
You deserve our best offer simply because of who you are without any need for a cosigner or loan maximum.
Refinance For Physicians
Specifically crafted for student loan debt incurred to become a medical professional.
No hard credit check required.
Not sure where to start? Speak with a banker about your financial needs. >
Medical School Loan Refinance Calculator
Quickly calculate your monthly medical school loan payment amount by entering your loan amount and selecting a refinance term and rate. Then compare that to your current loan payments and timeline to see how Panacea can help!
See that Panacea’s rates do not change with anything but term – what you see is what you get!
Visit studentaid.gov to find out benefits and repayment options available to federal student loan borrowers before refinancing.
No hard credit check required.
Real Results
Cynthia Anunobi, MD
Jackson Memorial Hospital/UMiami | Miami, FL
“
“After 14 years of school and training, I was finally finishing up and found myself in a financial bind. Completing my program in June, I planned a brief break before starting my first attending job in September. Despite working some moonlighting shifts and saving up, unexpected expenses like COBRA insurance and relocation fees arose. A friend recommended Panacea, so I applied. The service was excellent, and my banker was incredibly attentive, knowledgeable, and helpful. The entire process was seamless and stress-free, with funds deposited in less than 48 hours. Panacea significantly improved my situation, relieving my stress and allowing me to enjoy my two-month break between training and work. I’ve since opened accounts with Panacea due to the exceptional support they provide. Thank you, Panacea.”
Darren Knight, MD
Apex Retina Institute Incorporated | Long Beach, CA
“
“As I embarked on the first few years of my independent private practice, I sought a bank that would truly listen to my unique financial situation and thoroughly understand my business plan. I was fortunate to find Panacea Financial, who went above and beyond to grasp my practice’s financial requirements and helped me secure the funding needed for my next phase of growth. They guided me through every step with competence and care, demonstrating a deep understanding of the needs of a developing medical practice. I highly recommend starting with them for all your financial needs as you launch your medical practice.”
Gina Esparza, MD
Texas
“
“Panacea offers many excellent features including a straightforward and simple application process, quick processing times, frequent updates, and clear information on potential loan amounts based on credit scores. Their team genuinely strives to meet your needs without pushing additional products.”
FAQs
Does Panacea Financial refinance podiatry school loans?
Yes! Panacea is proud to offer podiatrists our full suite of banking services, including student loan refinance.
Why refinance your loan from medical or podiatry school?
Refinancing your loans from medical or podiatry school may make sense if you have private student loans, are not eligible for federal forgiveness programs (like PSLF).
Does Panacea refinance federal and private student loans?
Yes we do! If you are looking to refinance, we can also consolidate multiple loans from across your education. This can be used for medical school, podiatry school, undergraduate, and graduate school loans!
When does my repayment start?
You can set your repayment start date during the loan closing process to make it more convenient on your monthly budget!
Can you use federal benefits after refinancing with Panacea?
No! After refinancing you will lose access to federal student loan benefits like forgiveness programs. Please check studentaid.gov/pslf for your eligibility.
Still have questions?
Review our Ebook for a deeper dive into everything you need to know about your student loan options as a doctor.
Resources
CARES Act for Healthcare Professionals
Just the facts The automatic deferment of federal student loan payments with no interest accrual is set to end January 31, 2022. If you have...
Changes in Federal Student Loan Servicers: Will Your Loans Be Impacted in 2022?
Just the facts A number of federal student loan servicers have announced their withdrawal from this role by the end of 2021. This shift could...
Biden Extends the Student Loan Payment Pause: What This Means for Your Medical and Dental School Loans
Just the facts The automatic deferment of federal student loan payments with 0% interest is now set to end May 1, 2022. This pause on...