FDIC-Insured – Backed by the full faith and credit of the U.S. Government
MEDICAL SCHOOL
Loan Refinance
The Panacea Difference
Fixed
Rates
No
Maximums
No
Cosigners
In-House
Servicing
24/7 Concierge
Desk
Primary Care
Banker
The “Other Guys” (SoFi, Laurel Road, Commonbond)
Hidden
Maximums
Cosigners
Required
Outsourced
Servicing
Limited
Banker Hours
No Personal
Service
Medical School Loan Refinance Features
Fixed Rates
Rates as low as 5.49%.1
No Maximums & No Cosigner
You deserve our best offer simply because of who you are without any need for a cosigner or loan maximum.
Refinance For Physicians
Specifically crafted for student loan debt incurred to become a medical professional.
No hard credit check required.
Not sure where to start? Speak with a banker about your financial needs. >
Medical School Loan Refinance Calculator
Quickly calculate your monthly medical school loan payment amount by entering your loan amount and selecting a refinance term and rate. Then compare that to your current loan payments and timeline to see how Panacea can help!
See that Panacea’s rates do not change with anything but term – what you see is what you get!
Visit studentaid.gov to find out benefits and repayment options available to federal student loan borrowers before refinancing.
No hard credit check required.
Have questions about student loans?
Review our guide for a deeper dive into everything you need to know about your student loan options as a doctor.
FAQs
Resources
Federal Student Loan Updates: Key Changes Impacting Doctors in 2025
Latest update made on May 23, 2025 The federal student loan landscape is undergoing significant transformations in 2025 with changes and proposals that directly affect...
Should I Pay Off Student Loans Early? Tips For Doctors
The burden of student loan debt can feel persistent and the appeal to financial freedom more tempting than ever – especially when factoring in the...
Can You Pay Student Loans with a Credit Card?
Student loans are often inevitable, especially for physicians, dentists, and veterinarians who often take on a considerable amount of debt in order to get through...
