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Panacea Financial, a division of Primis Bank, deposit products:
FDIC-Insured – Backed by the full faith and credit of the U.S. Government

MEDICAL SCHOOL
Loan Refinance

See how Panacea medical school loan refinancing compares to the competition.
No hard credit check required.

The Panacea Difference

Transparent
Rates

No
Maximums

No
Cosigners

In-House
Servicing

24/7 Concierge
Desk

Primary Care
Banker

The “Other Guys” (SoFi, Laurel Road, Commonbond)

Must Apply
For Rates

Hidden
Maximums

Cosigners
Required

Outsourced
Servicing

Limited
Banker Hours

No Personal
Service

Medical School Loan Refinance Features

Loan Term Options

Know Your Rate Now
Forget “finding your rate” – with Panacea you know exactly what your rate is before you apply.

No Maximums & No Cosigner
You deserve our best offer simply because of who you are without any need for a cosigner or loan maximum.

Refinance For Physicians
Specifically crafted for student loan debt incurred to become a medical professional.

Medical School Loan Refinance Calculator

Quickly calculate your monthly medical school loan payment amount by entering your loan amount and selecting a refinance term and rate. Then compare that to your current loan payments and timeline to see how Panacea can help!



See that Panacea’s rates do not change with anything but term – what you see is what you get!



Visit studentaid.gov to find out benefits and repayment options available to federal student loan borrowers before refinancing.

No hard credit check required.

Real Results

FAQs

Does Panacea Financial refinance podiatry school loans?

Yes! Panacea is proud to offer podiatrists our full suite of banking services, including student loan refinance.

Why refinance your loan from medical or podiatry school?

Refinancing your loans from medical or podiatry school may make sense if you have private student loans, are not eligible for federal forgiveness programs (like PSLF).

Does Panacea refinance federal and private student loans?

Yes we do! If you are looking to refinance, we can also consolidate multiple loans from across your education. This can be used for medical school, podiatry school, undergraduate, and graduate school loans!

When does my repayment start?

You can set your repayment start date during the loan closing process to make it more convenient on your monthly budget!

Can you use federal benefits after refinancing with Panacea?

No! After refinancing you will lose access to federal student loan benefits like forgiveness programs. Please check studentaid.gov/pslf for your eligibility.

Still have questions?

Review our Ebook for a deeper dive into everything you need to know about your student loan options as a doctor.

Resources

Cares Act guide for healthcare professionals

CARES Act for Healthcare Professionals

Just the facts The automatic deferment of federal student loan payments with no interest accrual is set to end  January 31, 2022. If you have...

Changes in federal student loan servicers

Changes in Federal Student Loan Servicers: Will Your Loans Be Impacted in 2022?

Just the facts A number of federal student loan servicers have announced their withdrawal from this role by the end of 2021. This shift could...

medical school loans

Biden Extends the Student Loan Payment Pause: What This Means for Your Medical and Dental School Loans

Just the facts The automatic deferment of federal student loan payments with 0% interest is now set to end May 1, 2022. This pause on...

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