Dentist-In-Training Dental School Loan Refinance
$100 monthly payments while in training1
Dentist-In-Training Dental School Loan Refinance
$100 monthly payments while in training1
Refinance For Dental Trainees, Built By Doctors
No loan maximums – No cosigner – No capitalized interest
Refinance Built For Doctors, By Doctors
- No cosigner
- No loan maximums
- No capitalized interest
- $100 monthly payments while in training
Interested In Refinancing Your Student Loans While In Training?
Panacea Financial provides the best refinancing options for aspiring dental professionals. Here's why:
Save On Private Loans
Consolidate your private student loans into one easy payment.
$100 Monthly Payments During Residency Or Specialist Training
Reduce your payments while in training to help manage your expenses.
Flexible Rates & Terms
Choose a repayment term and pick a low fixed interest rate.
Dental School Loan Refinance For Dental Trainees
- No cosigner - you’re a grown up, be treated like one
- No maximum - seriously, none
- No fees - nada, zilch
- Soft credit check - application does not affect your credit score
How It Works
Review Requirements
Select Your Rate & Term
Select How Long You Want $100 Payments
Choose up to 3 years of reduced payments, with options to extend if you continue your training.
FAQs For Dentists-In-Training
U.S. citizens or permanent residents who have graduated medical school, and have completed one year of post-graduate medical education.
Yes! We recognize many would like to lower their interest rates while in training which is why we offer $100 payments while in training.
We don’t require a cosigner for a dental school refinance loan because we know you are trustworthy and deserve to be treated like an adult. Traditional banks don’t understand that which is why they can ask for co-signers in order to offer their lowest rates.
When you refinance your dental school loans in training you get 3 years of $100/month payments that you can choose to refinance one additional time and get 3 more years of $100/month payments. Also note that your years in lowered payment count towards your total length of repayment term.
The competition takes interest that accrues during the “lower payment” month and then adds it back to your principal (ie capitalized interest) which causes you to pay interest now on a higher balance. We do NOT do that and that saves you money. At Panacea, the balance you have left over at the end of your $100/month period is simply spread out (or amortized) over the rest of your repayment period.
We are a doctor-founded company that personally knows how different our financial lives can be. That is why we made products equally as different which includes our dental school refinance loan that has no maximums, no co-signer requirement, and no capitalized interest.
Learn More About Dental School Refinancing
Explore our collection of advice and tools to help dentists better position themselves for career and financial success.
- February 5, 2021
- January 17, 2023
$100 Monthly Payments While In Training!
Whatever you need, Panacea Financial helps you get loans fast.
Here’s to better financial solutions for dentists-in-training.
$100 Monthly Payments While In Training!1
Whatever you need, Panacea Financial helps you get loans fast. Here’s to better financial solutions for dentists-in-training.