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5 Reasons Why 4,000+ Doctors Have Chosen Panacea’s Personal Loans
PRN Personal Loans get you the money you need in as little as 24 hours.
1. Built for doctors, by doctors
We understand you because we are doctors too. Panacea Financial was founded by two physicians who faced challenges getting approved for financing when they needed it most. Since its founding, Panacea has supported 4,000+ doctors with over half a billion in funding. We’re ready to help you, too!
1. Built for doctors, by doctors
We understand you because we are doctors too. Panacea Financial was founded by two physicians who faced challenges getting approved for financing when they needed it most. Since its founding, Panacea has supported 4,000+ doctors with over half a billion in funding. We’re ready to help you, too!
2. Reduced payments while in school & training
With long hours and no or low pay, school, residency, and fellowship can be challenging financially. That’s why we offer reduced payments during school2 and training3—because we know your focus should be on your patients and your education, not your loans.
3. No cosigner required10
When Dr. Michael Jerkins, co-founder of Panacea Financial, needed extra cash for a car repair while in residency, banks wouldn’t lend to him unless he had a cosigner.
Sound familiar? Traditional banks don’t recognize the hard work and future earning potential of young doctors, leaving you without many financing options. Panacea does things differently, offering up to $50,0001 with no cosigner requirement.10
4. No surprise fees or penalties
Other banks bait-and-switch with low interest rates then surprise you with high fees or penalties. Panacea is different. After a one-time origination fee, you won’t see any unexpected fees. Plus, you can pay off the loan whenever you want, and we won’t penalize you for it.
5. Access to 24/7 concierge support
We work doctors’ hours, not bankers’ hours—which means we’re here whenever you need us. Whether in the middle of a night shift, early morning before a surgery, or just before you see your next patient, a real person will answer when you call. We’re committed to offering doctors the attention and care they deserve—because we know you’re too busy saving lives to waste time on impersonal service.
Get the funds you need in as little as 24 hours!
Check your rate without a hard credit check and no impact on your credit score.
Not ready to commit? Schedule a free, 15-minute consultation with a financial expert.
| How We Compare | The Panacea Difference | The “Other Guys” |
|---|---|---|
| One-on-One Advisor Access | Dedicated Primary Care Banker Relationship | No Personal Service |
| Customer Service Availability | 24/7 Concierge Service | Traditional Banking Hours |
| Funding Speed | Funding In As Little As 24 Hours | Up To A Week To Receive Funds |
| Payment Schedule Flexibility | Reduced Payments While In Training | Standard Repayment Plans |
| Cosigner Requirement | No Cosigner Requirement10 | May Require A Cosigner |