Panacea Financial, a division of Primis Bank, deposit products:
FDIC-Insured – Backed by the full faith and credit of the U.S. Government

CONTRACT REVIEW
For ASDA Members

  • Understand Exit Options
  • Compare Compensation
  • Evaluate An Offer

Looking at a job offer or needing to understand how to exit a current job? ASDA members are eligible for 20% off employment contract review with Panacea Legal. 

Begin Your Contract Review

Unsure? Speak with an attorney to find if contract review services can help you.

Make Career Changes With Confidence

Standard
Contract Review

Be certain that there are no red flags hidden in your contract.

  • Full review of 1 contract within 72 hours
  • 1-hour call with a doctor contract lawyer
  • Letter of Intent review
  • Negotiation coaching
  • Unlimited consulting sessions for 12 months
  • Expanded access to compensation data
  • Exit strategy assistance
  • + More

ASDA Exclusive Discount

$499 $399

Per Contract

Expedited Review Available

Start Review
Have Questions?

Additional Contracts: $200/each

Premium
Contract Review

Remove the stress of negotiation; we’ll do it for you!

  • Standard Contract Review
  • Direct negotiation & communication with employer

ASDA Exclusive Discount

$1,499 $1,199

Per Contract

Expedited Review Available

Start Review
Have Questions?

Additional Contracts: $200/each

The Panacea Difference

Transparent
Flat Cost

One Year Of
Follow-Ups

In-House
Servicing

Market
Knowledge

Not Ready To Commit?

Speak with an expert to learn how a contract review can help you.

a-doctors-guide-to-contrat-review

Need a one-stop resource on doctor contracts?

a-doctors-guide-to-contrat-review

Review our ebook for a deeper dive into everything you need to know about your contract review options as a doctor.

Download Our Ebook

Resources

Questions You Should Ask When Negotiating A Contract As A Doctor

Questions You Should Ask When Negotiating A Contract As A Doctor

Negotiating a contract as a doctor, whether it’s your first or your fifth, can be an overwhelming process. You want to be thorough and informed...

This is a doctor signing a piece of paper.

Creating An Exit Strategy When Changing Jobs As A Doctor

Starting a new job – especially your FIRST job – can be a very exciting time for any doctor. It is not most people’s first...

This is a doctor signing a contract

The FTC’s Non-Compete Ban: What Doctors Should Know

Did you know around 37% to 45% of U.S. physicians are bound by non-compete agreements, according to estimates from the American Medical Association? Non-compete agreements...

See More »

FAQs

How can a legal contract review help me?

A contract review provides a clear understanding of the terms and conditions outlined in your employment agreement. It helps identify potential issues, such as unfair compensation, restrictive non-compete clauses, or insufficient benefits. By having a professional review, you can negotiate better terms, ensure your rights are protected, and make informed decisions about your career.

Which tier of contract review is right for me?

Panacea Legal offers two tiers of contract review. Let’s look at the best uses for each tier:

  • Standard Contract Review: You want to ensure there are no red flags hidden in your contract but feel confident about conducting any negotiations yourself.
  • Negotiation & Contract Review: You don’t want to stress about negotiating the terms of your contract and want someone else to handle it.

Can Panacea Legal help negotiate my contract?

Yes, Panacea Legal can assist with contract negotiation with our Premium Contract Review tier. After purchasing this tier, we will review your contract, discuss with you, and then communicate directly with your potential employer to secure the best possible terms for you while maintaining a positive relationship with your employer.

How quickly can Panacea Legal review my contract?

Our standard turnaround time for contract reviews is 72 hours. However, we understand that time is often of the essence, and we offer expedited services for those who need a review within 24 hours for an additional fee.

Can Panacea Legal help me with an exit strategy as I change employers?

Yes, Panacea Legal can help you develop a strategic exit plan when changing employers.

We’ll review your current contract to identify any obligations or restrictions, such as non-compete clauses or notice periods, and provide advice on how to navigate the transition smoothly. Our goal is to protect your professional reputation and legal rights while minimizing any potential disruptions to your career.

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Panacea Financial Holdings partners with Primis Bank, Member FDIC, to deliver banking services through its Panacea Financial Division.

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External Websites: The information and analysis provided through hyperlinks to third-party websites, while believed to be accurate, cannot be guaranteed by Panacea Financial. Links are provided for informational purposes and should not be viewed as an endorsement
Fine Print

1. All personal loans have a $100 origination fee. To obtain a new loan with Panacea Financial, you must also have a Panacea checking account; there is no fee to open the account, a minimum deposit of $25 required, and there is no minimum balance. Other fees and charges may apply, see this link for full terms and conditions. The APR on your loan may be higher or lower and your loan offers may not have multiple term lengths available. Actual rate depends on credit score, loan term, and other factors. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan. There is no fee or penalty for repaying a loan early. All APRs assume a 0.50% discount with auto-pay from a Panacea Checking account. We offer a 0.25% discount with auto-pay from a non-Panacea checking account.  To check the rates and terms you qualify for, click “Apply Today” and Panacea will conduct a soft credit pull to determine your possible rate and will not affect your credit score. Not all applicants qualify for the lowest rate or maximum loan amount; subject to credit approval.  Total borrower maximum varies by stage of career and with credit score: In School maximum is between $1,000 – $10,000; In Training maximum is between $1,000 – $20,000; In Practice maximum is between $1,000 – $50,000. Panacea utilizes the Equifax credit bureau, with a FICO score minimum of 660 to qualify for a personal loan.

2. No payments during the first year. For a 5-year term, you make reduced payments in years 2 and 3 of the interest accrued in the first year, added to the monthly interest. Full amortization years 4 and 5. For a 7-year term, you make reduced payments in years 2 and 3 of the interest accrued in the first year, added to the monthly interest. Full amortization over years 4, 5, 6, and 7.

3. For a 3-year term, you make interest-only payments in years 1 and 2. Full amortization in year 3. For a 5-year term, you make interest-only payments in years 1, 2, and 3. Full amortization in years 4, and 5. For a 7-year term, you make interest-only payments in years 1, 2, 3, and 4. Full amortization in years 5, 6, and 7.

4. Interest-only payments during first 6 months of loan. Full amortization over remainder of loan.

5. Adverse Credit Event: two or more payments more than 30 days late, totaling more than $500, within the prior 6 months; accounts with a total outstanding balance greater than $1,000 that are 90 or more days delinquent as of the date of the credit report, or that have been placed in collection or charged off during the two years preceding the date of the credit report; default determination during the five years preceding the date of the credit report; bankruptcy discharge during the five years preceding the date of the credit report; repossession during the five years preceding the date of the credit report; foreclosure during the five years preceding the date of the credit report; charge-off/write-off of a federal student aid debt during the five years preceding the date of the credit report; wage garnishment during the five years preceding the date of the credit report; tax lien during the five years preceding the date of the credit report; consumer credit counseling within five years preceding the date of the credit report.

6. Panacea Legal Services partners with Panacea Financial Holdings to assist with administrative and consultative services. The delivery of legal services will be the exclusive responsibility of Panacea Legal Services. Panacea Legal Services does not have a relationship with Primis Bank. ATTORNEY ADVERTISING. PRIOR RESULTS DO NOT GUARANTEE A SIMILAR OUTCOME. ANY COMPLAINTS ABOUT THIS ADVERTISEMENT OR THE REPRESENTATION OF ANY LAWYER MAY BE DIRECTED TO THE SUPREME COURT COMMITTEE ON PROFESSIONAL CONDUCT, C/O CLERK, ARKANSAS SUPREME COURT, 625 MARSHALL STREET, LITTLE ROCK, ARKANSAS 72201.

7. In-Practice and In-Training PRN Personal Loans have repayment periods of 3, 5, or 7 years. In-School PRN Personal Loans have repayment periods of 5 or 7 years. There is no fee or penalty for repaying a loan early.

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